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Digital Banking Research

Reports

2022 Digital Lending Trends & Predictions

  • Javelin Report
  • Date: November 15, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
After spending the pandemic years shoring up processes and capabilities to keep business moving, lenders can now pivot toward greater efficiency and borrower insight and allow for finding a place among the many upstarts in the marketplace. Nimbl...

Mobile Banking Maturity Path: From Transactions to Trusted Partner

Banks are largely stalled at the midpoint of their mobile evolution. Javelin’s Mobile Maturity Path plots a way for financial institutions to move their mobile apps from merely functional to a place where they’re central to the customers’ financ...

Digital Lending Maturity Path

  • Javelin Report
  • Date: October 20, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
Big-ticket loans, such as those for cars and houses, have traditionally involved a lot of costly and time-consuming front-end work by financial institution staffers on behalf of prospective borrowers, followed by laborious underwriting processes...

Digital Mortgage & eNote Test Drive

  • Advisory Webinar: Client Login Required
  • Date: October, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
Join Austin Kilgore, Director of Digital Lending at Javelin Strategy & Research for an in-depth discussion about the key findings from one such “Test Drive” – a chronicle of how a complete loan process played out.

Auto Lenders to Face Challenges in Shift to Build-to-Order Car Buying

  • Impact Note
  • Date: September 22, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
Third-party auto lenders must accelerate their adoption of digital touchpoints to remain relevant with consumers and manufacturers migrating toward a build-to-order car buying experience. This market shift makes it paramount for lenders to offer...

Banking on Artificial Intelligence: AI’s Role in the Future of Digital-First

Digital banking experiences need to be ubiquitous, engaging and frictionless. But to what extent does the experience need to be insightful, intuitive and intelligent, too? The answer might seem obvious. Yet, uncertainty remains around how best t...

Digital Closing and eNote Test Drive

  • Javelin Report
  • Date: September 21, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
The era of the traditional paper-intensive mortgage closing is slowly ending; the victim of advancing technology and a pandemic that has prompted lenders and borrowers to seek safer, remote ways of doing business. After resources were poured int...

Building Sustainable Engagement in Business Digital Banking

Small-business rates of adoption of online and mobile banking lag far behind those of regular consumers. Banks’ small-business customers don’t see the utility and aren’t being engaged by the offerings, particularly in the mobile realm. To break ...

Closing Critical Servicing and Messaging Gaps in Digital Banking

Join Javelin’s Digital Banking Director, Emmett Higdon, as he shares insights on digital banking’s critical functional gaps, and the engagement opportunities missed as a result. Nuance’s Sebastian Reeve will wade in with examples of how clients ...

Building Better Bill Pay: Just Do It

The big breakthrough in bill pay will come when banks give their customers oversight and control of bills paid through bill pay and directly at biller sites. Choosing a method for paying bills isn’t an either/or proposition for consumers—it’s a ...

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