Moving instant payments to every day transactions took a large leap forward today with the announcement by ACI that they are acquiring Western Union’s Speedpay division. On the surface, the acquisition looks like a great marriage between the ACI On...
Recent data breaches have revealed key aspects of the debate around consumer privacy. Unlike with past breaches, where concern centered around the potential for malicious actors to exploit compromised data, consumers have become increasingly worried...
In a blog post explaining its Vulnerability Coordination Pilot, the NCSC described a lesson learned about how to handle vulnerability disclosures.
The payments industry woke up this morning to the news of two large payment firms merging together to make a behemoth for US payment processing. Fiserv is in the position to stabilize the First Data business while entering into new merchant markets...
This month, Microsoft and Mastercard announced a partnership to improve the digital identity ecosystem for financial services; commerce; government services; and otherwise digital services.
Mobile payment choice is still evolving and will vary by merchant. Smaller ticket values in mobile apps for quick service restaurants versus using Walmart Pay. Mobile wallets can also be used for e-commerce activity. Consumer confusion as to how...
Consumers tend to spend less per e-commerce shopping experience when using alternative payments like PayPal and Amazon Payments. On average consumers select credit cards as their payment methods more than 3 times a month. During the last 6 weeks of...
consumer payment preferences demonstrates that credit cards are used more frequently and for higher ticket values. As merchants change in store purchasing options like in aisle check out and expanded mobile payments, consumer in-store behavior will...
Security teams inside banks are asking themselves if they can trust independent, security researchers.
On October 3rd, the Federal Reserve Board announced it was inviting comment on two potential actions it could take in regards to faster payments in the United States.
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