As the holiday season approaches and the frequency of payments spikes, understanding how and where consumers use different payment devices is invaluable to both merchants and issuers alike, helping assist in customer service, authorization, and...
The payments giant plans to work with issuers to allow bank customers to set up their digital identities inside branches, according to a recent report in Wired. Those IDs will then be provisioned onto consumers' devices as a token.
Was your first reaction to the Global Payments – TSYS merger an eye roll and “here we go again”? Looking deeper at why these two companies are a good fit demonstrates the evolution of payment companies needing to think as software companies first,...
Moving instant payments to every day transactions took a large leap forward today with the announcement by ACI that they are acquiring Western Union’s Speedpay division. On the surface, the acquisition looks like a great marriage between the ACI On...
Recent data breaches have revealed key aspects of the debate around consumer privacy. Unlike with past breaches, where concern centered around the potential for malicious actors to exploit compromised data, consumers have become increasingly worried...
In a blog post explaining its Vulnerability Coordination Pilot, the NCSC described a lesson learned about how to handle vulnerability disclosures.
The payments industry woke up this morning to the news of two large payment firms merging together to make a behemoth for US payment processing. Fiserv is in the position to stabilize the First Data business while entering into new merchant markets...
This month, Microsoft and Mastercard announced a partnership to improve the digital identity ecosystem for financial services; commerce; government services; and otherwise digital services.
Mobile payment choice is still evolving and will vary by merchant. Smaller ticket values in mobile apps for quick service restaurants versus using Walmart Pay. Mobile wallets can also be used for e-commerce activity. Consumer confusion as to how...
Consumers tend to spend less per e-commerce shopping experience when using alternative payments like PayPal and Amazon Payments. On average consumers select credit cards as their payment methods more than 3 times a month. During the last 6 weeks of...
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