April 2016 by Mark Schwanhausser

The U.S. Comptroller of the Currency laid out eight guiding principles for “responsible innovation” that show how it aims to more effectively work with banks and non-banks toward the goal of improving and broadening access to financial services for...

October 2015 by Al Pascual

As Cybersecurity Awareness month comes to an end, Javelin encourages everyone to recognize the cyberrisks related to mobile devices. Most people have a reasonable awareness of good security safeguards for their computer – use antimalware regularly...

September 2015

It’s been a long anticipated issue with EMV – the time it takes to “dip” a card compared to the much accustomed “swipe”. ime stands still as you wait for a beep or a flashing light or confetti or something. Perceived wisdom is that that this is...

August 2015

Small merchants are unclear on how to best approach EMV, but many report that they would be willing to deploy EMV terminals if they could also accept mobile payments including Apple Pay. Are small merchants really looking for a BOGO (buy one, get...

August 2015 by Mark Schwanhausser

Some will describe Intuit’s decision Thursday to sell Quicken as the end of an era. The reality is the era of desktop do-it-yourself accounting software tapped out long ago. Fewer than 22 million U.S. consumers use desktop personal finance software...

June 2015

At Finovate Spring, Moven demoed Bank 4.0. Moven is a reloadable debit card and mobile app. Just like Fitbit tracks your physical activity, Moven tracks your spending by category and will compare your current spending with your past spending...

May 2015 by Ian Benton

Every few years I like to go back and re-read a clever little article called Imagining the Google Future. In 2006, CNN tapped a group of tech gurus and futurists to cook up four visions for the company’s evolution. With a decade of hindsight, a few...

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