The lesson is a story about Ant’s Yu’e Bao. According to the Financial Times and Wall Street Journal it means “Leftover Treasure.” Four years ago, Ant Financial, the payments unit of the Alibaba, launched Yu’e Bao to scoop up the leftover...

With this week’s news that a long known flaw in the SS7 mobile network communications protocol has been used to undermine SMS one-time passwords (OTP) and facilitate bank fraud, another viable threat has been added to the list of considerations FIs...

The final countdown has begun to Finovate in San Jose, a conference that ranks as my favorite show for learning and recharging that vision vibe, especially in key areas of fintech that I’ll outline shortly.

The Canadian fintech startup scene has exploded and the banks are working hard to innovate and provide enhanced offerings. I’ve been working with Canadian banks and solution providers for many years and had the privilege of joining the judging panel...

I am extremely excited to be attending BAI’s all new show, called Beacon16, next week in Chicago. They have completely redesigned it to be more of an immersion for attendees to wrap their hands around the key issues facing the financial industry....

In what has become a classic story in the fintech space, the start-ups that were initially created ostensibly to compete with and disrupt banks are now evolving to rely on partnering with them for distribution, access to investment and loan capital...

For many years the lack of traditional conference framework has been part of Finovate’s appeal. Attendees have always felt a bit like Nicolas Cage, searching for buried banking treasures in the vendor showcase, with nothing more to guide them than...

For some millennials, the end of summer still signals the beginning of a new school year. For many of us in banking and payments, the end of summer means it’s time to throw on our lanyards, pull up our loudest socks, brush up on buzzwords (e.g....

It seems that with every day that passes we hear about a new authentication approach or threat. All this noise makes it easy to understand how we may end up glossing over really important, seemingly obvious factors that affect the authentication of...

All three of my kids have recently celebrated birthdays and received a bunch of little gifts. In the mix of these gifts were some gift cards and a little bit of cash. I decided to take advantage of these newfound gifts to provide a money management...