As the holiday season approaches and the frequency of payments spikes, understanding how and where consumers use different payment devices is invaluable to both merchants and issuers alike, helping assist in customer service, authorization, and...

Was your first reaction to the Global Payments – TSYS merger an eye roll and “here we go again”? Looking deeper at why these two companies are a good fit demonstrates the evolution of payment companies needing to think as software companies first,...

Mobile payment choice is still evolving and will vary by merchant. Smaller ticket values in mobile apps for quick service restaurants versus using Walmart Pay. Mobile wallets can also be used for e-commerce activity. Consumer confusion as to how...

Consumers tend to spend less per e-commerce shopping experience when using alternative payments like PayPal and Amazon Payments. On average consumers select credit cards as their payment methods more than 3 times a month. During the last 6 weeks of...

On October 3rd, the Federal Reserve Board announced it was inviting comment on two potential actions it could take in regards to faster payments in the United States.

This week, NACHA announced the timeline of rule implementation proposed for Same Day ACH improvement.

Like every generation before Gen Z, what was new and cutting-edge to the previous generation only serves to form their baseline for what is possible. All generations may currently use the same technologies but the way they think about them is...

Javelin's Payments practice team recently attended FinovateSpring 2018 to look for what is most relevant to our clients and the industry at large and identify some of the leading innovators in the retail payments space. We asked these three...

The launch of Apple Pay in 2014 – later followed by Samsung Pay and Android Pay (now Google Pay) – was supposed to cement NFC as the go-forward technology for mobile wallets. This would happen as most merchants would enable NFC and customers would...

“Do you accept bitcoin?” Is this the question merchants can expect to be hearing soon? Recent news around bitcoin – specifically its rise above $10,000 in value - has once again begged the question – what is bitcoin? This time the question doesn’t...