Was your first reaction to the Global Payments – TSYS merger an eye roll and “here we go again”? Looking deeper at why these two companies are a good fit demonstrates the evolution of payment companies needing to think as software companies first,...

“Do you accept bitcoin?” Is this the question merchants can expect to be hearing soon? Recent news around bitcoin – specifically its rise above $10,000 in value - has once again begged the question – what is bitcoin? This time the question doesn’t...

The lesson is a story about Ant’s Yu’e Bao. According to the Financial Times and Wall Street Journal it means “Leftover Treasure.” Four years ago, Ant Financial, the payments unit of the Alibaba, launched Yu’e Bao to scoop up the leftover...

The final countdown has begun to Finovate in San Jose, a conference that ranks as my favorite show for learning and recharging that vision vibe, especially in key areas of fintech that I’ll outline shortly.

In just a few weeks the fintech world will be congregating in San Jose, California to spend a couple of days at one of the industry’s premiere events for the formal introduction of new technology companies (and new products/divisions of some older...

The Canadian fintech startup scene has exploded and the banks are working hard to innovate and provide enhanced offerings. I’ve been working with Canadian banks and solution providers for many years and had the privilege of joining the judging panel...

I am extremely excited to be attending BAI’s all new show, called Beacon16, next week in Chicago. They have completely redesigned it to be more of an immersion for attendees to wrap their hands around the key issues facing the financial industry....

For some millennials, the end of summer still signals the beginning of a new school year. For many of us in banking and payments, the end of summer means it’s time to throw on our lanyards, pull up our loudest socks, brush up on buzzwords (e.g....

You’ve probably read the news in the Wall Street Journal or heard from a colleague that the big bank consortium with clearXchange/Early Warning is rumored to announce their “Venmo-Killer” P2P service, Zelle, at a payments conference in October (...

It seems that with every day that passes we hear about a new authentication approach or threat. All this noise makes it easy to understand how we may end up glossing over really important, seemingly obvious factors that affect the authentication of...