The final countdown has begun to Finovate in San Jose, a conference that ranks as my favorite show for learning and recharging that vision vibe, especially in key areas of fintech that I’ll outline shortly.

My list of financial anachronisms starts with the concept of monthly statements, paying a stack of bills on a weekend, and the biweekly or monthly paycheck. Too often, we make it hard for customers to think outside the box because we ourselves still...

Alternative lending is changing so quickly, and the story for the past three months has been one of universal tumult and caution in the wake of the Lending Club shake-up, downsizing at Prosper and Avant, and reported shrinking of institutional...

The FINRA Investor Education Foundation’s triannual report on American’s “Financial Capability” this week paints a classic good news-bad news story – and there’s a message there for bankers who wonder whether they can profitably play a role in...

The U.S. Comptroller of the Currency laid out eight guiding principles for “responsible innovation” that show how it aims to more effectively work with banks and non-banks toward the goal of improving and broadening access to financial services for...

Basic financial alerts that customers set themselves at an online dashboard will be surpassed by personalized in-app notifications that FIs mine from big data and deliver proactively as a central part of the app experience.