
I am extremely excited to be attending BAI’s all new show, called Beacon16, next week in Chicago. They have completely redesigned it to be more of an immersion for attendees to wrap their hands around the key issues facing the financial industry....
I am extremely excited to be attending BAI’s all new show, called Beacon16, next week in Chicago. They have completely redesigned it to be more of an immersion for attendees to wrap their hands around the key issues facing the financial industry....
In 2015, approximately 112,000 consumers reported being victims of mobile wallet-related account takeover and this is likely to get worse before it gets better, largely due to three major factors: EMV, the growing adoption of mobile wallets, and the...
It is inevitable that fraudsters will transition from POS to CNP fraud. Yes, they will have opportunities to continue to obtain and misuse mag stripe data for as long as merchants fail to reterminalize for EMV. And mobile wallets have also proven...
Coverage of the Best Of Show Winners from the Finovate Spring 2016 Show, along with three additional honorable mentions
Basic financial alerts that customers set themselves at an online dashboard will be surpassed by personalized in-app notifications that FIs mine from big data and deliver proactively as a central part of the app experience.
Despite its age, the EMV payment card standard has stood the test of time due to its constant evolution. Each EMV update has resulted in greater security, yet fraudsters have remained undeterred in their efforts to find workarounds. And with the...
Billions of transactions were facilitated by payment data that would at some point be transmitted across systems under the control of organizations with strict cybersecurity policies and strong controls – where it was practically untouchable – it...
Two trends converge to make this holiday season excruciating for merchants. First, EMV disrupts comfortable patterns at the point of sale, especially for merchants who decided to wait to activate EMV terminals until after the holiday rush. Second,...
Earlier this week, Netflix released its third quarter financial results. In his letter to the shareholders and the rest of the world, CEO Reed Hastings, states "Our over-forecast in the US for Q3 was due to slightly higher-than-expected involuntary...
It’s been a long anticipated issue with EMV – the time it takes to “dip” a card compared to the much accustomed “swipe”. ime stands still as you wait for a beep or a flashing light or confetti or something. Perceived wisdom is that that this is...
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