Here are some quick observations about NCR’s acquisition of Digital Insight, the implications for the industry and rivals, and why I remain hopeful -- but skeptical -- that NCR can unlock the value of its new $1.65 billion bauble.

Earlier this month, Javelin released a report on Mobile Imaging that showed that 64% of the top 25 FIs by deposit now offer mobile remote deposit capture, up more than 3 times from 20% in 2011. In another key trend, financial institutions’ offering...

The news today that FIS has purchased the 78% share of mFoundry that it didn’t already own should come as no surprise.

Earlier this week, Fiserv announced its acquisition of Open Solutions, Inc. (OSI), adding a strong product and client suite to its business lines. With a client base of 3,300 community banks, credit unions, and thrift institutions, OSI will help...