While the recently passed Economic Growth, Regulatory Relief, and Consumer Protection Act has the potential to make synthetic identities a very ineffective path to fraud, we are also about to find out if all of the money we’ve spent mitigating them...

In preparation for some upcoming research here at Javelin, I had the pleasure of walking through a handful of IDV processes, with ample reminders as to why we as an industry desperately need to step up our game. The low point, by far, was when I was...

Companies that consumers are interacting with on a regular basis are taking on variations of this approach – Google is a great example of an organization whose actions we dissect in our latest report. Compared to Google and others, FIs are falling...

In order to break past the strong digital defenses of financial institutions, malicious hackers attempt to find weak points. Most of the time, these weak points are third parties. To beat back the hackers, bankers have to think like attackers....

Unfortunately, micro and small businesses make particularly attractive targets for fraudsters. In 2015, more than 250,000 of these businesses were the victims of unauthorized transactions against their business account.

As we discussed in MasterCard’s Security Matters, conventional wisdom indicates that card not present fraud will skyrocket as the United States shifts to EMV over the course of the next few years. Typically, this analysis is accompanied by analogies...

In March 2012, Global Payments was forced to acknowledge that a breach had occurred, but the devil is in the details. Transparency is the last word that anyone would use to describe this massive breach, and for good reason. While MasterCard and Visa...