The launch of Apple Pay in 2014 – later followed by Samsung Pay and Android Pay (now Google Pay) – was supposed to cement NFC as the go-forward technology for mobile wallets. This would happen as most merchants would enable NFC and customers would...

Two payment giants choose to work together to accelerate adoption of digital payments

It’s been a long anticipated issue with EMV – the time it takes to “dip” a card compared to the much accustomed “swipe”. ime stands still as you wait for a beep or a flashing light or confetti or something. Perceived wisdom is that that this is...

A growing chorus of rumors suggest Samsung will roll out its next flagship phone with LoopPay, a mobile payments technology that mimics cards through the use of a magnetic coil. There’s talk of the implementation being rebranded “Samsung Pay.”

There are multiple unsubstantiated rumors in the press at the moment regarding the potential acquisition of Softcard (formerly Isis) by Google. TechCrunch and the WSJ have “sources” that Google intends to pay $50 to $100 million for the beleaguered...

Can I use Apple Pay? What’s applespay? No, Apple Pay. I mean, can I use my phone to pay for this? Um, like Google or whatever? I wouldn’t, it’s super unsafe, like, people can steal your stuff.

So, the payments unicorn has finally made its way out into the world, with more conjecture and hyperbole than, well, the last time Apple did something. Much has been written thus far about ApplePay and it’s going to be hard to write anything truly...

In three years there will be a movie released, starring Jonah Hill. It’s about an ambitious and successful PR executive for an exciting new electronic payment system called “Ares” that’s set to revolutionize the way that people buy things with their...

Huge assumptions have been made that the architecture that exists today, and has done for decades (card / POS / checkout) will remain intact as we shift to EMV, which will hypothetically maintain the status quo for current ecosystem players when the...

This blog post is designed as a reality check for anyone deciding to develop or invest in a new payment initiative, whether that be financially, intellectually or emotionally.