August 23, 2016

It seems that with every day that passes we hear about a new authentication approach or threat. All this noise makes it easy to understand how we may end up glossing over really important, seemingly obvious factors that affect the authentication of...

June 1, 2016

This past week has witnessed the release (i.e., black market sale) of two massive password files from social media website breaches, and there is an outstanding question posed by the timing and use of this data. Why now? Consider: The files...

August 30, 2015

As the October 1, 2015, date for EMV liability shift looms, it seems like everyone is gearing up for this momentous event. I was trying to explain it to my neighbor yesterday when he interrupted me. He said, "Pretend you are explaining it to my...

January 24, 2014 by Mark Schwanhausser

One of Javelin’s goals is to identify when there’s a disconnect between what consumers want and what bankers think consumers want. That’s because bankers who misjudge their customers’ desires are at risk of investing scarce dollars on projects and...

December 11, 2013

As consumers, we are plagued by the inability to choose how our personal information is used by the vendors we need on a day-to-day basis - retailers, healthcare organizations, payment providers, technology companies, etc. All of these groups have...

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