The three biggest fraud threats to small business banking customers are data breaches, malware, and business email compromise. Unfortunately, this threat makeup remains widely misunderstood among small business owners and decision makers.

Alternative lending is changing so quickly, and the story for the past three months has been one of universal tumult and caution in the wake of the Lending Club shake-up, downsizing at Prosper and Avant, and reported shrinking of institutional...

There has been a fair amount of controversy and press in recent weeks around alternative lending, and it raises questions about the viability of the space, the role of alternative providers and how/if banks should consider approaching the space....

Unfortunately, micro and small businesses make particularly attractive targets for fraudsters. In 2015, more than 250,000 of these businesses were the victims of unauthorized transactions against their business account.

The U.S. Comptroller of the Currency laid out eight guiding principles for “responsible innovation” that show how it aims to more effectively work with banks and non-banks toward the goal of improving and broadening access to financial services for...

Small merchants are unclear on how to best approach EMV, but many report that they would be willing to deploy EMV terminals if they could also accept mobile payments including Apple Pay. Are small merchants really looking for a BOGO (buy one, get...

Here are some quick observations about NCR’s acquisition of Digital Insight, the implications for the industry and rivals, and why I remain hopeful -- but skeptical -- that NCR can unlock the value of its new $1.65 billion bauble.