Blog Date: August 1, 2013

Yesterday’s ruling from the United States District Court of Columbia, rejecting the Durbin Amendment was a significant win for retailers and a very significant loss for the card payments industry. Apparently, the “Final” ruling from the Federal...

Blog Date: July 1, 2013
Author(s): Mark Schwanhausser

Intuit provided news Monday that is straight out of Hollywood: a sequel with a working title of “Digital Insight II.” But as is generally the case with summer blockbusters, questions abound about the likely fate and the implications of this $1...

Blog Date: June 24, 2013

Reduced credit interchange, experimental checking account fees, the rise of bank and non bank issued prepaid cards… the list is long of repercussions that Durbin’s sweeping changes have brought to the domestic payments landscape. But, there is one...

Category/Topic: Payments, Fraud and Security
Blog Date: June 12, 2013
Author(s): Mark Schwanhausser

There’s a bit of irony regarding two headlines in my local newspaper: “Tech firms seek to lift secrecy on spy data” on the front page, and “Google buying startup Waze” stripped across the Business front.

Blog Date: June 10, 2013
Author(s): Mark Schwanhausser

This past weekend, though, consumers got three pieces of evidence from USAA, Wells Fargo and BB&T of how far and fast things are evolving in the opposite direction – and how mobile banking is redefining online banking for the better.

Blog Date: May 9, 2013
Author(s): Mark Schwanhausser, Al Pascual

From here on, you’ll predominantly hear Javelin describe things from an “omnichannel” perspective rather than a “multichannel” perspective. It’s not just a nuance to provide an excuse to print up new business cards, tweak our website, and update my...

Blog Date: May 8, 2013

In March 2012, Global Payments was forced to acknowledge that a breach had occurred, but the devil is in the details. Transparency is the last word that anyone would use to describe this massive breach, and for good reason. While MasterCard and Visa...

Blog Date: May 8, 2013
Author(s): Mark Schwanhausser

Olivier Berthier raises some important questions in a blog on Finextra about how to address the “subpar” adoption rates for online personal finance management tools. But what struck me most was the question he didn’t ask. There’s a crucial word...