Nick Holland, Head of Payments,
Nick Holland leads Javelin’s Payments practice area, working with clients to gain strategic insights into payment trends. Nick has spent the last decade focusing on payments, mobile, retail and security. Recent research has explored the intersection of technology with payments including the transition to EMV in the US, real-time transactions, virtual currencies, social network payment trends and big data in retail payments.
Before joining Javelin, Nick worked at Mercator Advisory Group, Pyramid Research, Aite Group and most recently with Yankee Group heading their Mobile Money Strategies practice.
He has spoken and chaired a variety of conferences and events, including GSMA Mobile World Congress, Rutberg Wireless Innovators, Money2020, SXSW and 4GWorld and has appeared in publications and shows including The Wall Street Journal, CNN Money, NPR's "Marketplace", Forbes, Fortune, Business Week, Time Magazine, The Economist and the Financial Times.
Nick holds an MSc. degree with Distinction in Information Systems Management from the University of Stirling, Scotland (Master’s Thesis in 2001 was on Bluetooth as a payment technology), and a B.A. Honors degree in Art and Design History from De Montfort University in England.Selected Recent Reports
- FIXING CNP FRAUD: Solutions for a Pre- and Post-EMV U.S. Market
- PREPAID CARD REGULATION FOR COLLEGE STUDENTS: Addressing the Needs of Future Banking Customers
- 2014 RETAIL POINT OF SALE PAYMENT FORECAST: The Mobile Payment Square-Effect and Prepaid Card Popularity Drive Cash Down by 10%
- EMV IN USA: Assessment of Merchant and Card Issuer Readiness