Digital banking fails whenever customers must reach for paper, pencil, and calculator. Worse, it happens all too commonly in the course of tackling basic chores such as paying a bill or moving money — especially for customers who live paycheck to paycheck, in a near constant state of financial anxiety. Banks, credit unions, digital banking vendors, and fintech players will focus on solving the complexities of cash-flow projection to stand apart from rivals in digital banking. 

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