Digital Lending Research

Optimize the stages of consumer lending with digital technology

Technology is reshaping the expectations and experiences of borrowers. Customers are being influenced by an ever-broadening set of digital interactions. As a result, expectations as to the quality and immediacy of the borrowing experience are rising. Javelin Strategy & Research provides strategic insights to clients who want to exceed the expectations of borrowers, helping them deliver a world-class digital lending experience.
 

Ginnie Mae’s First eNotes Create New Urgency for Digital Mortgages

Impact Note
Date: February 2, 2021
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
The completion of Ginnie Mae’s first-ever mortgage-backed security comprised entirely of electronic promissory notes eliminates longstanding barriers to entry for eNotes and is an enormous step forward for broader industry adoption.

2021 Financial Industry Trends: Digital Lending

Video
Date: January 28, 2021
Presenter(s): Austin Kilgore
Research Topic(s): Digital Lending
Join Austin Kilgore, Director, Digital Lending as he walks you through Javelin’s predictions for the Digital Lending Industry. 

Digitizing the Notary Process

Javelin Report
Date: December 22, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This report examines the status of RON legislation around the country and the hurdles to adoption. It also assesses consumer preferences for executing loan documents and the business justifications for investing in remote closing technologies.

Optimizing Digital Auto Lending to Overcome the Captive Advantage

Javelin Report
Date: December 22, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This report examines new models for auto lending and leasing, how market newcomers are attracting consumer interest, and how the relationships among dealers, lenders, and consumers are evolving.

2021 Digital Lending Trends

Javelin Report
Date: December 9, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This report provides an overview of three trends that will be crucial for lenders to address or to start addressing in the coming year, along with the strategies and decisions lenders must consider to effectively respond to, or even get ahead of,...

Extending the Digital Mortgage Experience to the Closing Table

Whitepaper
Date: November 30, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This original report, sponsored by ServiceLink and its EXOS Technologies division, examines key challenges and opportunities in mortgage origination processes and the evolving role that digital mortgage strategies play in enhancing the...

Modernizing Appraisal Management Practices

Whitepaper
Date: November 30, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
This original report, sponsored by ServiceLink and its EXOS Technologies division, examines key challenges and opportunities in mortgage origination processes and the evolving role that digital mortgage strategies play in enhancing the...

How Alternative Data Is Moving Financial Institutions Beyond Credit Scores

Impact Note
Date: November 25, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
Traditional credit scores have increasingly become part of a crowded field of data sources and automated tools that financial institutions can access to evaluate consumers’ creditworthiness and help customers better manage their finances. New...

Cross-Selling Opportunities in Digital Lending

Javelin Report
Date: November 18, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
Data privacy must be a priority for financial services in 2021. Consumer trust will be a business differentiator for U.S. institutions in the coming year, and maintaining and building that trust will set financial institutions apart from fintech...

Data Automation Strategies for Loan Origination and Servicing

Advisory Webinar: Client Login Required
Date: September 30, 2020
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
Join Austin Kilgore, Director of Digital Lending for an overview of new sources for underwriting data, the consumer privacy and security concerns that come with their use, and examine the most efficient strategies for maintaining productive...

Contact Us