For many years, cable television was the sole provider of in-home entertainment for most Americans. With the arrival of streaming services such as Netflix and Hulu, consumers permanently shifted...
Mobile proximity payment volume has tripled since 2013, reaching $10 billion in 2015, and is expected to surge to $92 billion by 2019. Behind the progress, wallet providers have compensated for low...
Credit card rewards have evolved into a virtual arms race with many card issuers offering over-the-top rewards to attract and retain the best customers who often have a plethora of competitive...

Looking Beyond KBA

21 November 2016 By: Emmett Higdon
This whitepaper explores the challenge of identity verification in the digital account opening process, and how document scanning can improve on KBA driven processes.  Key findings:...

Securing Account Aggregation

10 November 2016 By: Al Pascual, Kyle Marchini
Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing...
The inaugural edition of Javelin’s Online Banking Scorecard enables financial institutions to identify features that can transform the customer experience and prioritize online banking upgrades. This...
It has been just more than one year since the EMV liability shift for retail stores was put in place. During this time there has been significant disruption at point of sale (POS). In the retail...
OVERVIEW With mobile banking, person-to-person payments, and mobile wallets, mobile is rapidly becoming the go-to channel for financial activity. All of these activities feature instantaneous...

Giving Consumers Identity Control

2 November 2016 By: Al Pascual, Kyle Marchini
This report investigates US-based consumers’ desire to have control over their own identities, and looks at the implications of the current lack of control they have over their own personally...
With the October 2015 migration to the EMV chip  card standard now a year in the rearview mirror, many small retailers are still struggling with deciding where to make point-of-sale upgrades to...

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