With the October 2015 migration to the EMV chip  card standard now a year in the rearview mirror, many small retailers are still struggling with deciding where to make point-of-sale upgrades to...
This report analyzes the findings of a new independent study that examines how the cost of fraud has significantly increased post-EMV when compared to 2015, and the associated challenges impacting a...
Mobile online purchasing, through apps or browsers, is surging to new heights, reaching $120 billion in 2015, having grown more than 60% from 2014. Mobile devices have become the growth engine for...
The physical retail point-of-sale (POS) environment has experienced more disruption in the past two years than in the past 50 years since the modern-day general purpose revolving credit card was born...
Development in digital banking for small businesses has lagged significantly behind consumer and commercial banking, leaving many business owners and operators managing their finances on platforms...
With the U.S. well on its way to adopting the EMV chip card standard, fraud at the point of sale will not disappear. Lost/stolen fraud, mail interception, and account takeover are just a few ways...
The number of banks, merchants, and card issuers offering their own mobile wallets seemingly grows every week in 2016, confirming that interest in mobile proximity payments has never been hotter. Yet...
Competition and choice have already commoditized the consumer banking relationship, with most customers seeing little justification for consolidating their products at one FI anymore — even if that...
Javelin’s Digital Banking Maturity Path provides a strategic framework that enables financial institutions to assess their digital philosophy and their desire and ability to use digital services to...
The introduction of the Apple iPad in 2010 seemed to herald the arrival of a new banking channel. Tablets married the touch-screen convenience of smartphones with larger screens, which created new...

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