The growth of connected devices, better known today as the Internet of Things (IoT), is accelerating at an unbelievable rate. By 2020 there will be more than 50 billion connected devices (6.6 per...
FIs are understandably focused on mining customer data to cross-sell products and deliver an immediate return on investment, yet offers too often are poorly targeted and therefore put off...
An inflection point is fast approaching in mobile payments. An explosion of payment options has been ignited by the market’s rapid growth to $180 billion — tripling in only three years. Today,...
The growth of digital financial technologies has placed dual pressures on security systems. Emerging digital channels have facilitated fraud like never before, but users are growing less tolerant...
Mobile proximity payment volume has tripled since 2013, reaching $10 billion in 2015, and is expected to surge to $92 billion by 2019. Behind the progress, wallet providers have compensated for low...
Credit card rewards have evolved into a virtual arms race with many card issuers offering over-the-top rewards to attract and retain the best customers who often have a plethora of competitive...
This whitepaper explores the challenge of identity verification in the digital account opening process, and how document scanning can improve on KBA driven processes.  Key findings:...
Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing...
The inaugural edition of Javelin’s Online Banking Scorecard enables financial institutions to identify features that can transform the customer experience and prioritize online banking upgrades. This...
It has been just more than one year since the EMV liability shift for retail stores was put in place. During this time there has been significant disruption at point of sale (POS). In the retail...

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