The Apple Watch release could be the shot that sets smartwatch adoption off to the races. This opens a brief window for retailers, banking, payments and wallet providers to move first in wearables....
The United States lags other countries in enabling real-time payments to be made at a cost that encourages development of mass-market initiatives. However, a recent publication from the Federal...
The Gang of Five — Apple, Google, Amazon, PayPal-eBay, and Facebook — is uniquely suited to dominate mobile wallets in the mobile-social tech cycle. Over the past three years, the Gang of Five has...
During the current technology cycle, consumer trust in the Gang of Five — Amazon, Apple, Google, PayPal, and Facebook — continues to rise- while trust in banks and payment networks is...
Retail banking and payments have seen consolidation in the industry as financial institutions are growing their digital offerings to meet customers’ needs and improve their profitability....
In 2014, 12.7 million consumers experienced identity fraud – a decline of 3% from the near record high of 13.1 million in 2013. A series of extraordinary responses to high-profile data breaches...
Bankers who are intent on preparing for the day when digital channels dominate account opening should rethink their timing. That day might have already arrived. In 2014, more Americans applied for...
The 2014 Mobile Banking Financial Institution Scorecard is the definitive view of the top 30 mobile banking providers by deposit size as the customer sees them — with feature availability determined...
The ability to pay bills on smartphones and tablets has the potential to transform the dreaded American chore of paying bills. There’s a lot at stake for financial institutions (FIs), billers, third-...
We are a digital culture — communicating, interacting, and consuming through every digital platform available to us. It is this progression that has laid the foundation for big data and analytics....

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