Javelin’s 12th annual online banking and bill payment forecast highlights two critical trends for the workhorse digital channel and the essential chore of paying bills: Online banking still has...
On the eve of one of the most significant changes in the history of payments in the U.S., stakeholders wrestle with the question of what EMV will mean for fraud across not only the point-of-sale (POS...
In one of the biggest announcements of the year, Apple finally threw its entry into the mobile payments ring with Apple Pay. It offers an NFC-based solution that includes tokenization and biometrics...
The litany of consumer PII made available to criminals in several years of massive data breaches fed the triplication of Existing Non-Card Account Fraud (ENCF) incidence in 2013, with checking and...
Financial institutions today are under tremendous pressure to reinvent themselves. Rapidly changing consumer needs, combined with ever‐faster technology adoption curves and evolving regulatory...
Consumers rely on their mobile devices on an ever‐growing basis to keep them connected through email, messaging, and social media while also putting financial services and shopping in the palm of...
Three years ago Javelin identified a segment of tech-savvy, mobile-minded consumers whom bankers should covet: the Moneyhawks. The Moneyhawks — 13% of U.S. adults — have a demanding...
Notable financial institutions, technology vendors, and app developers such as Barclays, U.S. Bank, Wells Fargo, Fiserv, and PayPal are scrambling to demonstrate that wearables such as Google Glass...
The CARD Act of 2009 severely limited the once-pervasive trend of issuing credit cards to college students, and some issuers turned to prepaid cards to continue providing cards to college campuses....
As the use of consumers’ personally identifiable information (PII) by businesses continues to evolve, sensitive data is constantly being placed at risk of compromise. To ensure that consumers can...

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