Notable financial institutions, technology vendors, and app developers such as Barclays, U.S. Bank, Wells Fargo, Fiserv, and PayPal are scrambling to demonstrate that wearables such as Google Glass...
The CARD Act of 2009 severely limited the once-pervasive trend of issuing credit cards to college students, and some issuers turned to prepaid cards to continue providing cards to college campuses....

The Consumer Data Insecurity Report

30 June 2014 By: Al Pascual
As the use of consumers’ personally identifiable information (PII) by businesses continues to evolve, sensitive data is constantly being placed at risk of compromise. To ensure that consumers can...
The number of tablet bankers has increased tenfold in the past three years. Tablet adoption has reached the 50% crossover point, just four short years after Apple introduced the iPad. While tablets...
The failures of old‐style PFM make it difficult for many bankers to reimagine personal finance management for a mass market in a mobile-first era. Adoption of contemporary PFM has flat‐lined, with...
Gen Y consumers will earn 46% of the income in the United States by 2025, spurring profits for the financial institutions they choose. Despite their potential, the young Americans in Gen Y are often...
Years of complacency among businesses and indifference among consumers regarding data breaches were effectively shattered in 2013. In the same year as one of the largest data breaches in history, the...
The underserved, underbanked, and unbanked population is large and diverse: At present just over one in four Americans fall into this category. Because of the underbanked market’s clout,...
The point of sale (POS) retail market is evolving like never before, as traditional paper-based payments (cash and check) have increasingly lost favor with consumers and merchants and are quickly...
The U.S. roadmap for the deployment of chip card has existed since 2012, providing the payment industry with plenty of time to prepare for the transition from magnetic-stripe cards to smart cards....

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