Traditional auto lenders face tremendous competition from disruptive startups seeking to redefine how consumers shop for, purchase, and ultimately use cars. This report examines new models for...
Remote online notarization (RON) has quickly emerged as an innovative tool to streamline mortgage originations and facilitate socially distanced closing ceremonies. This report examines the status...
Disaster recovery plans must encompass strategies that outline the deployment of critical resources to maintain continual network and database availability. While financial services companies...
The lending mantra of ability, stability, and willingness to pay for a consumer to qualify for a credit product can be tossed out the door when it comes to collecting past-due payments during...
Shortcomings in projecting cash flow are undermining mobile banking, where small screens and the need for on-the-go decision-making often force consumers to reach for pen, paper, and a calculator...
For decades, various products have been offered to help small businesses streamline and digitize the painful process of managing employee-initiated expenses. More recently, increased payment card...

2021 Payments Trends

9 December 2020
The changes in consumer behavior and technology each influence Javelin’s 2021 industry trends. A new normal has set in, one where the industry needs to be more agile than in the past ten years...
Consumer privacy, cybersecurity, and data management will be key areas of focus for financial services in the coming year. As consumers become more aware of how they want their personal...
A year ago, no one could have predicted the massive changes in the small-business banking and payments spaces that occurred in 2020, with business owners drastically altering their financial...
The combination of exponential growth in digital channels and advanced criminal methodologies will lead to a more complicated series of problems that have to be solved through technology....

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