JAVELIN Examines Consumers’ Mobile Shopping Behaviors
San Francisco, CA, July 9, 2015: While mobile proximity payments are just beginning to take off, mobile online retail payments made through apps and mobile browsers form a much more mature market. For every dollar spent through mobile proximity payments, $19 is spent through mobile browsers and apps. Today, JAVELIN released Mobile Online Retail Payments Forecast 2015, which provides a rigorous market sizing of mobile online retail payments and also includes JAVELIN’s first forecast for mobile online retail payments through 2019.
JAVELIN examines strategies for Banks and Billers to Rethink Digital Services for a Paperless World
San Francisco, CA, July 1, 2015: Digital banking is a way of life - 72% of bills are paid through online or mobile channels—but only, only 39% of statements are delivered digitally. The potential payoff to financial institutions and billers of closing this “digital commitment gap” is enormous, with $2.2B savings in next five years. Today, JAVELIN released Paperless Banking and Billing 2015: Closing the Digital Commitment Gap, which examines the state of paperless adoption today, explores strategies to target remaining holdouts, and delves into the ROI opportunities for financial institutions and billers.
JAVELIN Identifies Demographics of EMV Cardholders and the Need to Educate Consumers
San Francisco, CA, June 24, 2015: EMV has been widely perceived as more stick than carrot, with both issuers and merchants dragging their feet on the October 2015 readiness milestone. However, the actual state of EMV card penetration — and, more important, the extent of cardholder awareness — has been elusive. Today, JAVELIN released State of EMV Cardholders: Opportunities to Capitalize on the Halo Effect, which provides a diagnostic snapshot of the state of cardholder awareness of EMV, and looks at the differences (and similarities) between EMV cardholders and non-EMV cardholders