Payments Research

Understand what shapes consumer transactions

Technology, social media and demographics factor directly into people’s decisions about where to shop and how to pay bills. To grasp their effects and project their future influence, Javelin’s analysts monitor and offer insights on:

Futureproofing Payments: Building a Digital Currency Payment Strategy

Javelin Report
Date: March 22, 2021
Research Topic(s): Payments
Digital payments continue to evolve around digital currencies, stable coins, and cryptocurrencies, and financial institutions will need to determine how they will participate in digital financial services. With FIs moving beyond asset...

Impacts of Regulatory Actions on Payment Technology

Javelin Report
Date: February 24, 2021
Research Topic(s): Payments
Payment regulation is on the horizon, not only for banks and credit unions, but also for fintechs. Some of the regulations are well overdue, like preventing discrimination in banking. Others are new to deal with the evolving cryptocurrency and...

Google’s Advancement to Become a Super App

Impact Note
Date: February 17, 2021
Research Topic(s): Payments
A simple mention in the Global Payments investment briefing provided insight into how embedded payments will be expanding through Google Advertising. Already a revenue powerhouse, Google's advertisements are wide reaching and cross many platforms....

Brace for an Interchange Squeeze

Video
Date: January 28, 2021
Presenter(s): Mark Schwanhausser
A Justice Department antitrust lawsuit did more than scuttle Visa’s $5.3 billion acquisition of Plaid. It spotlighted a worrisome strategic issue facing the financial services industry in 2021: the threat to interchange revenue. 

2021 Financial Industry Trends: Payments

Video
Date: January 28, 2021
Research Topic(s): Payments
Join Krista Tedder, Director of Payments as she walks you through Javelin’s predictions for the Payments Industry.

Payments Keep Branch Banking Alive

Impact Note
Date: January 21, 2021
Research Topic(s): Payments
If a bank considers branch banking unimportant, it needs to think again. Approximately 13% of consumers have not walked into a branch in the past year, down only slightly (3%) from 2019, even amid pandemic restrictions. The importance of branches is...

Get Paid First: Delinquency and the Financially Distressed

Javelin Report
Date: December 16, 2020
Research Topic(s): Payments
This report will provide insight as to which consumers are struggling to pay, identify payment preferences, and outline progressive collection strategies that will make the consumer want to pay back the loan before paying other debt

2021 Payments Trends

Javelin Report
Date: December 9, 2020
Research Topic(s): Payments
The changes in consumer behavior and technology each influence Javelin’s 2021 industry trends. A new normal has set in, one where the industry needs to be more agile than in the past ten years combined but also one where innovation is thriving....

Capitalizing on Merchant Payments Innovation

Impact Note
Date: November 13, 2020
Research Topic(s): Payments
This year has prompted changes in how the economy functions—from how transactions are initiated to how requests are fulfilled. In response to these new restrictions and changing consumer habits, merchants have released a wave of innovative ways to...

Merchant Innovation Driving Payment Change

Advisory Webinar: Client Login Required
Date: November 9, 2020
Research Topic(s): Payments
This webinar will discuss the implications of merchant innovation for financial institutions and payment service providers and the need for new payment strategies.

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