Payments Research

Understand what shapes consumer transactions

Technology, social media and demographics factor directly into people’s decisions about where to shop and how to pay bills. To grasp their effects and project their future influence, Javelin’s analysts monitor and offer insights on:

2020 Health of Cash Study

Whitepaper
Date: February 11, 2020
Research Topic(s): Payments
The 2020 Health of Cash Study is the fifth annual examination of US consumer payment habits sponsored by Cardtronics. The study provides analysis of day to day usage, bill payment, remittance, and P2P activity providing a holistic view...
Visa’s acquisition of Plaid stirs up questions that span the retail financial world — from banking and payments to investing and lending. 

2020 Payments Trends

Javelin Report
Date: December 3, 2019
Research Topic(s): Payments
Payments professionals face a world that has a plethora of choices but a lack of guidance from regulators, payment schemes, and technology providers on how to move forward. The technical aspects of payments are designed, but the consumer experience...

Growing P2P Adoption

Javelin Report
Date: November 26, 2019
Author(s): Krista Tedder
Research Topic(s): Payments
P2P growth in the U.S. market is on an upward trajectory with fintech providers leading the way. Apple, Google, PayPal, and others provide consumers a vital service as many financial institutions struggle to provide the needed financial services to...

The Contactless Conundrum: Making The Business Case

Javelin Report
Date: October 21, 2019
Author(s): Rachel Huber
Research Topic(s): Payments
The United States recently moved to chip technology but is it ready for contactless payments? Issuers and merchants both need each other to make the business case to upgrade to near field communication (NFC) options. The report reviews the business...

How Amazon Is Redefining Payments

Javelin Report
Date: September 17, 2019
Author(s): Krista Tedder
Research Topic(s): Payments
The past several years have been filled with water cooler conversations of "what happens if Amazon becomes a bank". The good news is that they don't want to be a bank. Amazon wants to partner with merchants as a payment service provider to build a...

Libra’s Long Reach Impact in Payments

Javelin Report
Date: July 19, 2019
Author(s): Krista Tedder
Research Topic(s): Payments
The launch of The Libra Association came about with fanfare and a big misstep. Instead of focusing on the non-profit organization and what a new payment association, or scheme, could mean for the world of payments, the media and regulators are...
Partnering with fintechs can be a daunting task. Assuming due diligence has been done internally to establish a fintech program (see Javelin’s How to Gain the Competitive Edge through Fintech as Payment Processors Merge) – in and of itself a...

How to Gain the Competitive Edge through Fintech as Payment Processors Merge

Javelin Report
Date: June 25, 2019
Author(s): Krista Tedder
Research Topic(s): Payments
This report provides a road map on how to work with fintech partners, outlines how to create an organizational framework to minimize operational risk, and offers product mananagement strategies to empower your teams to identify fintech companies...

Ending the War on Cash - New Product and Security Considerations

Advisory Webinar: Client Login Required
Date: May 6, 2019
Research Topic(s): Payments, Cybersecurity
Join Krista Tedder and Sean Sposito as they exam the need for new cash focused technology and how to secure the emerging threats.

Contact Us