Javelin Research

On Jan. 14, 2019, the U.S. Justice Department released a new interpretation of the Unlawful Internet Gambling Enforcement Act (UIGEA), stating that the act does not apply solely to sports-related gambling (as had been stated in a 2011 judgment) but...
Payment card controls are features of digital banking that consumers want but the financial services industry has failed to deliver effectively at scale. Despite adoption by card companies and some financial institutions, consumer adoption has been...

The State of Strong Authentication 2019: Adoption Rises Under Threat of New Risks and Regulations

Whitepaper
Date: January 23, 2019
Author(s): Al Pascual, Kyle Marchini
This original report, sponsored by the FIDO Alliance, examines the ways that organizations authenticate consumers in digital channels and employees within the enterprise, including the evolving role that strong authentication is playing in...

2019 Fraud Trends

Javelin Report
Date: January 18, 2019
Author(s): Al Pascual, Kyle Marchini
The evolution of the fraud landscape will continue in 2019 with fraudsters, regulators, and consumers all reacting in big ways to changes in the market.  For financial institutions (FIs), this will mean continued vigilance and investment in...

2019 Small Business Digital Banking & Payments Trends

Javelin Report
Date: January 17, 2019
Development in consumer digital banking accelerated during 2018, with several top banks rolling out engaging experiences incorporating advanced and engaging features like chatbots, personal finance tools, and more. Unfortunately, digital experiences...

2019 Digital Banking Trends

Javelin Report
Date: January 16, 2019
2019 signals a turning point for mobile-first strategic planning. At innovative FIs, efforts to develop more convenient ways to bank will shift to harder questions. How can we simplify digital banking so that customers tackle more financial chores...

2019 Cybersecurity Trends

Javelin Report
Date: January 15, 2019
Author(s): Sean Sposito, Al Pascual
Financial institutions are driving toward a future where there’s little difference between online and offline banking. In that world where the edge of a firm’s business is defined more by an omnichannel experience than just its brick-and-mortar...

2019 Payments Trends

Javelin Report
Date: January 14, 2019
Payments have been slowly evolving for the past decade. However, the pace has accelerated over the past few years, forcing infrastructure and organizational changes to meet the demands of payment modernization. The move to improve efficiency, speed...
This original report, sponsored by Finastra, explores the relationship between primary bank status and the propensity for a consumer to borrow, including with the reasons why a primary bank may not be the first stop for existing customers on...
The impact of borrowers’ defaulting on their debts can be detrimental for both borrowers and lenders; the lenders because they face significant costs in collections associated with each loan and the borrowers because it could take a toll on their...

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