Javelin Research

Not all Data Breaches are Created Equal

Advisory Webinar: Client Login Required
Date: July 10, 2013
Research Topic(s): Fraud Management
With an average of 135 data breaches occurring each month in 2012, Javelin explored the link between data breaches and fraud and found that over 50% of fraud victims were also data breach victims in 2012.
Mobile bankers are valuable customers: rich, young, and flush with profitable bank products and services. The products and services are saving financial institutions money — as the number of mobile bankers has grown, branch visitation has decreased...

Move over Checking Fees: New Prepaid Products Are Redefining the Space

Advisory Webinar: Client Login Required
Date: June 12, 2013
Research Topic(s): Payments
Consumer ownership of prepaid cards has climbed rapidly in the past few years and prepaid cards are now found in the wallets of 13% of all U.S. adults.

Cash, Check or Mobile POS?

Advisory Webinar: Client Login Required
Date: May 29, 2013
Research Topic(s): Mobile & Online Banking
Mobile POS (point of sale) acceptance is posing a growing threat to traditional terminal based solutions and vendors providing the existing functionality of a terminal at lower processing fees and easier application processes.
Contemporary research on the financial impact of data breach events has focused on costs to businesses and institutions, but largely ignored their effect on the consumers whose personally identifiable information (PII) is compromised. This report...

Mobile and Prepaid Opens New ‘POS-sibilities’ for In-Store Retail

Advisory Webinar: Client Login Required
Date: May 14, 2013
Research Topic(s): Payments
The growing popularity of the digital realm has fundamentally altered the nature of the POS, as brick-and-mortar retailers have had to embrace elements of mobile and online channels in order to remain competitive.

Checking vs. Prepaid: Threat or Opportunity?

Javelin Report
Date: May 2, 2013
Research Topic(s): Payments
The dynamics of the card-issuing business — and, in turn, those of the banking industry — have changed dramatically in recent years as an array of economic, regulatory, and governmental factors and initiatives have combined to drive expansion in the...

Uncovering the Underbanked's Bill Pay Potential

Advisory Webinar: Client Login Required
Date: May 1, 2013
Author(s): Mark Schwanhausser
Research Topic(s): Digital Strategy & Experience
When it comes to paying bills, too often the nation’s 37 million underbanked Americans do it the hard and costly way--in cash and in person.

Mobile RDC and Next Generation of Mobile Imaging: Bridging the Transaction Gap

Advisory Webinar: Client Login Required
Date: April 17, 2013
Research Topic(s): Mobile & Online Banking
As the smartphone-toting population crosses the 50% barrier, there are opportunities and challenges to rethink and re-imagine new imaging services to bridge the mobile transaction gap.
As smartphones and tablets become increasingly cost-effective and powerful, mobile POS (point of sale) acceptance is posing a growing threat to traditional terminal-based solutions and vendors. Mobile POS provides all the existing functionality of a...

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