Javelin Research

Mobile Payments Convergence

Javelin Report
December 1, 2016 By: Emmett Higdon
This report examines the trending wallet features transforming the way consumers pay at the point of sale and provides a forecast of proximity purchasing through 2020.
This report examines the Gen Y credit card opportunity, focusing on how issuers can identify those in search of credit and how to incentivize them with rewards in order to adopt and use credit cards.

Looking Beyond KBA

November 21, 2016 By: Emmett Higdon
This whitepaper, sponsored by Mitek, explores the challenge of identity verification in the digital account opening process, and how document scanning can improve on KBA driven processes. 

Securing Account Aggregation

Javelin Report
November 10, 2016 By: Al Pascual, Kyle Marchini
Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing consumers to view all of their accounts within the same...

2016 Online Banking Scorecard

Javelin Report
November 7, 2016 By: Mark Schwanhausser
This competitive analysis of the nation’s top 30 retail banks and credit unions examines more than 200 online banking features that empower customers to confidently handle financial chores, move money, and steadily achieve financial well-being....

U.S. EMV Migration One Year Later

Javelin Report
November 3, 2016
This report looks at how implementation has proceeded for merchants and issuers and the expectations for the next retailer EMV milestone in 2017 – gasoline/fuel stations.  
With mobile banking, person-to-person payments, and mobile wallets, mobile is rapidly becoming the go-to channel for financial activity. All of these activities feature instantaneous response with minimal friction. This expectation has strong...

Giving Consumers Identity Control

November 2, 2016 By: Al Pascual, Kyle Marchini
This whitepaper, sponsored by Civic, investigates US-based consumers’ desire to have control over their own identities, and looks at the implications of the current lack of control they have over their own personally identifiable information (PII)....

The Future of Point-of-Sale

Javelin Report
November 1, 2016 By: Ian Benton, Jacob Jegher
This report examines the current state of POS usage and EMV compliance, adoption of various features like NFC, and the myriad of ways acquirers and their software and hardware partners are innovating to level the playing field for small retailers —...

The Financial Impact of Fraud

Whitepaper
October 25, 2016 By: Al Pascual
This whitepaper, sponsored by Vesta Corporation, analyzes the findings of a new independent study that examines how the cost of fraud has significantly increased post-EMV when compared to 2015, and the associated challenges impacting a merchant’s...

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