This report examines the state of paperless adoption today, estimates the size of the paper statement delivery market for FIs and billers, explores strategies to target remaining holdouts, and delves into the return on investment (ROI) opportunities for FIs and billers.
27 pages; 11 graphics
This report assesses not just the degree of EMV card penetration among major financial institutions (FIs) in the U.S., but also the degree of cardholder awareness, education, and methods of education relating to EMV. The report also looks at the differences (and similarities) between EMV cardholders and non-EMV cardholders, both demographically and attitudinally.
20 pages; 11 graphics
This report details how to build digital banking on a foundation of time-tested personal finance principles and integrate tools, insight, and advice that will enable customers to develop healthy, lifelong financial habits with every login, in the course of everyday banking. Javelin's approach structures digital banking as the centerpiece of a consumer’s financial journey — and positions banks and credit unions as the trusted guide.
43 pages; 11 graphics
This report analyzes the U.S. mobile proximity payment market, covering payments made by consumers using a mobile device at a merchant’s physical location. Three years of actual historical data and a five-year forecast are provided. By 2019, it is projected that mobile proximity payments will total $54 billion.
22 pages; 10 charts/graphs
The United States lags other countries in enabling real-time payments to be made at a cost that encourages development of mass-market initiatives. This report investigates the demand for such services from consumers and their willingness to pay for expedited payments, as well as profiling a number of providers.
24 pages; 6 charts/graphs