Banner Section
Listing View

Prepaid Holiday Preview

Planning for the 2023 holiday season is in full swing. The market opportunity for gift cards looks optimistic, and shifting consumer behaviors and macroeconomic conditions could create an additional runway for digital products in the final push ...

2023 Know Your Customer Solution Scorecard

Know Your Customer (KYC) protocols are the bedrock of robust identity verification. Understanding at a granular level whom an organization is doing business with translates into a strengthened defense against identity fraud and, on a grander sca...

A Mid-Year View of U.S. Credit Cards

  • Javelin Report
  • Date: July 24, 2023
  • Author(s): Ben Danner
  • Research Topic(s): Credit
Changes are coming to the consumer credit card market, which will force issuers to try to get ahead of them. This Javelin Strategy & Research report looks at key market indicators of the mounting risk that could hurt issuers at the end of the ye...

2023 North American PaymentInsights: Canada: Digital Transactions and Emerging Technologies – Neobanking vs. Traditional Banking

After substantial increases in adoption of touchless, digital, and online payments channels during the pandemic, 2022 and 2023 have seen backsliding to previous habits: in-store purchases have rebounded, cash use has increased from 2020, and the...

2023 North American PaymentInsights: Canada: Financial Services and Emerging Technologies Exhibit

After substantial increases in adoption of touchless, digital, and online payments channels during the pandemic, 2022 and 2023 have seen backsliding to previous habits: in-store purchases have rebounded, cash use has increased from 2020, and the...

2023 North American PaymentInsights: U.S.: Digital Transactions and Emerging Technologies – Neobanking vs. Traditional Banking

After substantial increases in adoption of touchless, digital, and online payments channels during the pandemic, 2022 and after have seen backsliding to previous habits: in-store purchases have rebounded, cash use has increased from 2020, and th...

2023 North American PaymentInsights: U.S.: Financial Services and Emerging Technologies Exhibit

After substantial increases in adoption of touchless, digital, and online payments channels during the pandemic, 2022 and after have seen backsliding to previous habits: in-store purchases have rebounded, cash use has increased from 2020, and th...

Drilling Down on Gen X, Finance’s Middle Child

There is rampant concern that Gen X—those born from 1965 to 1980—will be the first U.S. demographic that doesn’t do as well financially as its parents, and that concern is well-grounded. It’s the first U.S. generation to confront, en masse, a pa...

The Dual Role of Digital in Retaining Small-Business Deposits

Small-business deposits are in flux at traditional FIs, with a quarter of those businesses moving deposits to other institutions in the past year. Often, the move is to another bank or credit union, but increasingly nonbank fintech companies are...

FIS is Selling Worldpay, So Now What?

  • Impact Note
  • Date: July 10, 2023
  • Author(s): Daniel Keyes
  • Research Topic(s): Merchant
In a four-year period, FIS has gone from purchasing merchant acquiring titan Worldpay for $43 billion to announcing plans to spin the company off to agreeing to sell a controlling stake in it at a greatly reduced valuation. This Javelin Strategy...
Accordian
Reports Section