Javelin Research

Securing Account Aggregation

Javelin Report
Date: November 10, 2016
Author(s): Al Pascual, Kyle Marchini
Account aggregation has emerged as a key technology underpinning a wide variety of financial applications — from third-party account verification for financial institutions to services allowing consumers to view all of their accounts within the same...

2016 Online Banking Scorecard

Javelin Report
Date: November 7, 2016
Author(s): Mark Schwanhausser
This competitive analysis of the nation’s top 30 retail banks and credit unions examines more than 200 online banking features that empower customers to confidently handle financial chores, move money, and steadily achieve financial well-being....

Online Banking Features: Lessons from Leading Financial Institutions

Advisory Webinar: Client Login Required
Date: November 3, 2016
Author(s): Mark Schwanhausser
Research Topic(s): Digital Strategy & Experience
Join Javelin as we share our findings about leading financial institutions that are excelling in the categories of financial management, money movement and customer-first banking. These leaders are moving toward a position as a financial adviser,...

U.S. EMV Migration One Year Later

Javelin Report
Date: November 3, 2016
Research Topic(s): Payments
This report looks at how implementation has proceeded for merchants and issuers and the expectations for the next retailer EMV milestone in 2017 – gasoline/fuel stations.  

Biometrics’ Growing Role at the Point of Sale

Whitepaper
Date: November 3, 2016
Research Topic(s): Fraud Management, Fraud & Security
With mobile banking, person-to-person payments, and mobile wallets, mobile is rapidly becoming the go-to channel for financial activity. All of these activities feature instantaneous response with minimal friction. This expectation has strong...

Giving Consumers Identity Control

Whitepaper
Date: November 2, 2016
Author(s): Al Pascual, Kyle Marchini
Research Topic(s): Fraud Management, Fraud & Security
This whitepaper, sponsored by Civic, investigates US-based consumers’ desire to have control over their own identities, and looks at the implications of the current lack of control they have over their own personally identifiable information (PII)....

The Future of Point-of-Sale

Javelin Report
Date: November 1, 2016
This report examines the current state of POS usage and EMV compliance, adoption of various features like NFC, and the myriad of ways acquirers and their software and hardware partners are innovating to level the playing field for small retailers —...

The Financial Impact of Fraud

Whitepaper
Date: October 25, 2016
Author(s): Al Pascual
Research Topic(s): Fraud Management, Fraud & Security
This whitepaper, sponsored by Vesta Corporation, analyzes the findings of a new independent study that examines how the cost of fraud has significantly increased post-EMV when compared to 2015, and the associated challenges impacting a merchant’s...

Mobile Online Retail Payments 2016

Javelin Report
Date: October 6, 2016
Author(s): Emmett Higdon
This report examines how providers, recognizing mobile’s disruptive impact, are pioneering new tools like augmented reality to create the next generation of immersive shopping experiences.

Cardholder Verification Methods Beyond the PIN and Signature

Advisory Webinar: Client Login Required
Date: September 28, 2016
Author(s): Al Pascual
Research Topic(s): Fraud Management
Join Al Pascual as he explores an array of solutions for verifying the cardholder that incorporate rich customer intelligence, friction-free risk evaluation, and on-device authentication – including a growing opportunity to leverage biometrics.

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