Research

Two years of the coronavirus pandemic have caused tectonic shifts in the credit card industry that will have permanent effects on issuers, card networks, and all other firms involved in the space. Although the pandemic is ongoing, using the anni...

In new research, Mercator Advisory Group reports how treasury automation has accelerated during the pandemic as CFOs seek more strategic results.

As portfolio management systems continue to evolve, advisors are looking to providers to leverage new technology—such as artificial intelligence and behavioral finance models—to deliver highly customized solutions for their clients among a sea o...

Consumers are looking for better protection against fraud, and an identity protection service (IDPS) — whether bought directly from a vendor or, as Javelin Strategy & Research suggests, provided as a free or low-cost offering from a trusted inst...

New research from Mercator Advisory Group finds reducing friction is the key to the subscription and recurring payments market.

A new report from Mercator Advisory Group's North American PaymentsInsights survey series provides a fact-based look into the informed consumer’s use and future adoption of mobile payment technology across multiple generations.

Digital banking adoption—online and mobile—has returned to pre-pandemic levels and in some cases has even stagnated. However, here’s the bigger, permanent story: Mobile banking is the preferred channel by an increasing number of consumers. Banks...

As banks, insurers and other wealth managers assess the risks of the crypto market—particularly cybersecurity—they should not be dissuaded from exploring the opportunities. Strategic opportunities include positioning cash management as a springb...

The payment facilitation model first appeared in the market in 2010 as a way to create a simple, cost-effective mechanism for micro-merchants to accept payment cards. This viewpoint will examine the growth of the payfac model as its utility is e...

This Viewpoint considers the value of digital issuance and what issuers will want to take into account as they consider digital issuance technology.