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Dual-AUS Submissions Offer Mortgage Lenders New Digital Efficiency Gains

  • Impact Note
  • Date: April 28, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
As the mortgage industry transitions to a purchase market, lenders have a unique opportunity to reimagine the role of automated underwriting systems in the borrower qualification and product eligibility process.

2021 North American PaymentsInsights – Buy Now Pay Later

Mercator Advisory Group’s latest 2021 North American PaymentsInsights report provides analysis of consumer dynamics within the buy now, pay later and short-term financing space.

The U.S. Population of Unbanked Individuals is Shrinking

  • Javelin Report
  • Date: April 16, 2021
  • Author(s): Sarah Grotta
  • Research Topic(s): Prepaid
Mercator Advisory Group releases new research looking at the business of banking the unbanked and the role of fintech to diminish their ranks.

Businesses Need Receivables Automation to Keep Cash Flow Positive During the Pandemic Recovery

In new research, Mercator Advisory Group reports an increased recognition that receivables modernization is a key part of digitized payments.

Exposing the Risks of Remote Deposit Capture

With the passage of the Check Clearing for the 21st Century Act (Check 21), enacted in 2003 , financial institutions began accepting electronic check images from depositing consumers, and there was no looking back. Remote deposit capture (RDC) t...

2021 Outlook: U.S. Payments

The judgment to make about the pressure exerted by the COVID-19 virus on the U.S. payments business hinges not only on which changes are important, but which changes are permanent, or portend permanent developments beyond their implementation. T...

An Exploration of the Complex Prepaid Market and How a Change in Reg. II Could Unravel Fintechs

  • Javelin Report
  • Date: April 9, 2021
  • Author(s): Laura Handly
  • Research Topic(s): Prepaid
Mercator Advisory Group releases new research on the prepaid market and how a change in interchange regulations could pose significant challenges for fintechs.

A Functional Taxonomy of Digital Wallets: Today’s Version, Tomorrow’s Direction

  • Javelin Report
  • Date: April 5, 2021
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging, Prepaid
Mercator Advisory Group implements a taxonomy to aid evaluation of all digital wallets; open, closed, mobile and web based.

A Maturing U.S. Neo-Bank Market: Growing Pains and Opportunities

  • Javelin Report
  • Date: April 2, 2021
  • Author(s): Laura Handly
  • Research Topic(s): Debit, Prepaid
Mercator Advisory Group releases new research on the neo-bank market, the threats facing fintechs, and predictions for the future.

Tech Enablement for Trusted Advisers

  • Javelin Report
  • Date: April 2, 2021
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
Digital originations help lenders engage with consumers earlier in the process of buying homes and cars. But even the most sophisticated lenders often struggle with extending these enhancements to professionals outside their organizations who ar...
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