Alerts have reached an evolutionary turning point that requires rethinking how to use them to proactively strike up daily “conversations” with customers.
Data breaches, EMV, and mobile payments are key issues affecting the security of payment card data, including credit cards, debit cards and prepaid cards.
The explosion of smartphones and tablets is revolutionizing the movement of money, from opening credit card accounts, to transferring card balances.
With today’s U.S. retail market of over $4 trillion up for grabs, no one entity has yet discovered how to claim their slice of mobile wallet revenue.
The first wave of consumers already is pulling out a smartphone or tablet to pay bills.

Mobile Wallet Game Changers: Strategies for Success in 2014

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Mobile wallets are creating an enormous opportunity and an attractive target for investment, and consumer willingness to use mobile wallets is rising.

The Increasing Ubiquity of Person-to-Person Transfers

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Consumers transferred over $1 trillion in 2012 using electronic channels, including both account-to-account (A2A) and person-to-person (P2P) payments.
Javelin outlines a strategy for financial institutions to target 29 million Americans who are one step away from paying bills with their primary bank or credit union.
The gradual proliferation of EMV over the coming years is expected to greatly reduce card fraud at the point of sale.

Virtual Currency: Digital Swords to Physical Goods

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Virtual currency has evolved far past its humble beginnings of buying digital cows and swords. More than 47 million US adults were virtual currency users in 2012.


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