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Check out Javelin Strategy & Research reports, scorecards, and webinars from all practice areas.
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Alternative Investments for the Retail Investor
- Javelin Report
- Date: September 14, 2023
- Author(s): William Trout
- Research Topic(s): Digital Wealth — Investor
Technology represents connective tissue that will enable more efficient workflow across the private capital ecosystem. General partners and limited partners must work together to remove operational friction and transform the challenges for inves...
P2P Scams and Fraud: Addressing Financial Institutions’ Precarious Position
- Javelin Report
- Date: September 14, 2023
- Author(s): Kevin Libby
- Research Topic(s): Fraud & Security, Fraud Management
Peer-to-peer (P2P) payments are essential in a world where cash is less commonly carried, digital transactions are popular and convenient, and ease, privacy, and security drive consumer preference. However, despite their undeniable value and wel...
Receivables Management Automation for Small Commercial Enterprises: Impediments to Adoption
- Impact Note
- Date: September 14, 2023
- Author(s): Albert Bodine
- Research Topic(s): Commercial & Enterprise
Automation plays a significant role in receivables management, saving businesses time and money by automating such tasks as invoice generation, payment tracking, and collection. It also improves accuracy and efficiency. However, implementing a s...
How to Supercharge Digital Banking with Payroll Data
- Javelin Report
- Date: September 13, 2023
- Author(s): Mark Schwanhausser
- Research Topic(s): Digital Banking, Digital Strategy & Experience
Blind spots hinder banks and credit unions from providing reliable financial advice in digital banking. Fintechs such as Argyle, Atomic, Flinks, and Pinwheel are jockeying to provide “real time” payroll data that FIs are using to improve account...
Global A2A Retail Payment Systems: Lessons for the U.S.
- Javelin Report
- Date: September 12, 2023
- Author(s): Craig Lancaster
- Research Topic(s): Merchant
The launch of FedNow—the Federal Reserve Bank’s instant payment service—lets financial institutions offer their customers 24/7/365 access to transactions that are initiated and settled in seconds. This will spur the development of new payment me...
Generation Z: Halfway to Adulthood and Ready to Borrow
- Javelin Report
- Date: September 7, 2023
- Author(s): Gregory Magana, Mark Schwanhausser
- Research Topic(s): Digital Banking, Digital Lending
Approximately half of Generation Z—those born since 1997—has graduated into adulthood, and that carries strong implications for financial institutions. Gen Zers are moving beyond foundational checking accounts into more complicated financial liv...
The State of the U.S. Credit Card Industry
- Javelin Report
- Date: September 5, 2023
- Author(s): Brian Riley
- Research Topic(s): Credit, Global
Overall, the U.S. credit card industry is on sound footing, although downstream economic issues could threaten to disrupt the norm, particularly at the lower end of the market, where charge-offs threaten bank profits and create marginal returns ...
Amplifying Investor Engagement Using Risk and Behavioral Insights
- Javelin Report
- Date: August 31, 2023
- Author(s): Greg O'Gara, Disha Bheda
- Research Topic(s): Digital Wealth — Investor, Wealth Management
Innovative psychological and behavioral techniques are revolutionizing the way digital investor risk assessment is conducted, evolving it from a mere checkbox routine into an empowering process that encompasses strategic financial planning and e...
Why Data Isn’t a Zero-Sum Game in Payments
- Javelin Report
- Date: August 31, 2023
- Author(s): Matthew Gaughan
- Research Topic(s): Tech & Infrastructure
The fragmentation of the U.S. financial markets has created open-banking standards that are quite different from those found in Europe. In the United States, companies that enable permissioned access to account-level data have emerged to fill th...
Consumer Debit Payment Options in a Faster Payments World
- Impact Note
- Date: August 29, 2023
- Author(s): Elisa Tavilla
- Research Topic(s): Debit
This Javelin Strategy & Research impact note looks at potential ways FedNow and the RTP network by The Clearing House can support new use cases for instant consumer debit payments. Real-time payments enable retailers to improve customer experien...
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