Christopher Miller

Lead Analyst, Emerging Payments

Christopher helps Emerging Payments clients cut through the hype and the headlines surrounding new and emerging payments technologies.  With over a decade of experience distilling trends into priorities, Christopher’s research offers a key to prioritizing investments into “what’s next” for payments, helping financial institutions remain relevant as consumer preferences and technological capabilities continue to shift.

Christopher’s background includes times as a graduate student and college history professor focused on US Urban History in the late 19th and early 20th centuries. A fan of hiking, cycling and travel, Christopher spends his spare time working for Major League Baseball providing technical support for live game tracking activities. 

Christopher has a Bachelor of Arts degree in History from Gonzaga University and a PhD in History from Marquette University.

Latest Insights

May, 2024
Javelin Report
Can Pay-by-App Compete With Pay-by-Phone?

The largest retailers are trying to get consumers to bypass the more popular digital wallets and make payments directly through mobile apps. Consumer preferences, regulatory agenci...

March, 2024
Javelin Report
Five Ways Assertive Regulators Will Shape the Future of Payments

The past few years have seen an increased role for U.S. regulators across financial services, with crackdowns against banking partnerships, crypto coin minters, credit card issuers...

February, 2024
Javelin Report
Fintech Investment Trends: Waiting for the Next Wave

The widespread pullback from fintech investment in 2023 is gone as the payments space plunges deeper into 2024, but the priorities have shifted. New and emerging fintechs are focus...

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