Payments Research

Understand what shapes consumer transactions

Technology, social media and demographics factor directly into people’s decisions about where to shop and how to pay bills. To grasp their effects and project their future influence, Javelin’s analysts monitor and offer insights on:

Getting a Piece of the Buy Now, Pay Later Pie

Javelin Report
Date: May 26, 2021
Author(s): Austin Kilgore
Research Topic(s): Payments
Buy now, pay later financing is a burgeoning alternative payment method at the digital and physical point of sale. As availability and adoption increase in the United States and abroad, banks and credit unions must ensure they play a role. This...

The Health of Cash and its Role Expanding the Digital Economy

Whitepaper
Date: May 18, 2021
Research Topic(s): Payments
This report, sponsored by Cardtronics, explores how the digital economy benefits from cash usage and consumer preferences for safe and easy commerce. Consumers who prefer to use cash are digitally savvy but are unable to access the digital economy...

Futureproofing Payments: Building a Digital Currency Payment Strategy

Javelin Report
Date: March 22, 2021
Research Topic(s): Payments
Digital payments continue to evolve around digital currencies, stable coins, and cryptocurrencies, and financial institutions will need to determine how they will participate in digital financial services. With FIs moving beyond asset...

Impacts of Regulatory Actions on Payment Technology

Javelin Report
Date: February 24, 2021
Research Topic(s): Payments
Payment regulation is on the horizon, not only for banks and credit unions, but also for fintechs. Some of the regulations are well overdue, like preventing discrimination in banking. Others are new to deal with the evolving cryptocurrency and...

Google’s Advancement to Become a Super App

Impact Note
Date: February 17, 2021
Research Topic(s): Payments
A simple mention in the Global Payments investment briefing provided insight into how embedded payments will be expanding through Google Advertising. Already a revenue powerhouse, Google's advertisements are wide reaching and cross many platforms....
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