Payments Research

Understand what shapes consumer transactions

Technology, social media and demographics factor directly into people’s decisions about where to shop and how to pay bills. To grasp their effects and project their future influence, Javelin’s analysts monitor and offer insights on:

2022 Payments Trends & Predictions

Javelin Report
Date: November 15, 2021
Author(s): Marco Salazar
Research Topic(s): Payments
The COVID-19 pandemic brought sweeping changes to the ways consumers make payments. If anything, 2022 could see even more dramatic shifts in payment trends, particularly in terms of regulation, how card networks position themselves technologically,...

What We Can Learn From PayPal’s Abandoned Bid for Pinterest

Impact Note
Date: November 1, 2021
Author(s): Daniel Keyes
Research Topic(s): Payments
PayPal may have nixed potential plans to acquire Pinterest, but there’s still much to learn by examining why PayPal was interested in shelling out $45 billion for the social media platform. The payments titan saw the opportunity to build out its...

Gen Z’s Payments Journey Begins

Javelin Report
Date: November 1, 2021
Author(s): Daniel Keyes
Research Topic(s): Payments
Gen Z is on the brink of becoming a major segment of paying consumers, making it high time for all types of payments firms to develop strategies to target the age group. But the generation will not simply follow in the footsteps of older generations...

Square’s Deal for Afterpay Accelerates the Threat of BNPL

Impact Note
Date: August 5, 2021
Author(s): Daniel Keyes
Research Topic(s): Payments
Square’s move to acquire Afterpay for $29 billion dramatically alters the futures of the two companies as well as the BNPL industry and its competitors. Square is gaining a payment option that bolsters its seller and Cash App businesses, while...

Getting a Piece of the Buy Now, Pay Later Pie

Javelin Report
Date: May 26, 2021
Author(s): Austin Kilgore
Research Topic(s): Payments
Buy now, pay later financing is a burgeoning alternative payment method at the digital and physical point of sale. As availability and adoption increase in the United States and abroad, banks and credit unions must ensure they play a role. This...
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