What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research


Credit Cards in Latin America and Caribbean: Financial Inclusion with Risk and Opportunity

Infrastructure, fraud, and risk hinder credit card lending in Latin America and the CaribbeanNew research report by Mercator Advisory Group reviews the credit card market and competition from nonbank fintechs in Latin America and the Caribbean r...

Libra’s Long Reach Impact in Payments

The launch of The Libra Association came about with fanfare and a big misstep. Instead of focusing on the non-profit organization and what a new payment association, or scheme, could mean for the world of payments, the media and regulators are f...

Ready or Not, U.S. Contactless Debit Card Issuance Takes Off

  • Impact Note
  • Date: July 11, 2019
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
Several issuers have announced their intentions to issue dual interface cards, ushering in contactless transactions at the point-of sale for debit cardholders. 

Prospective Innovative Payment Technology Partners: Best of Finovate Spring 2019

  • Javelin Report
  • Date: July 1, 2019
  • Author(s): Rachel Huber, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
Partnering with fintechs can be a daunting task. Assuming due diligence has been done internally to establish a fintech program (see Javelin’s How to Gain the Competitive Edge through Fintech as Payment Processors Merge) – in and of itself a sub...

U.S. Online Grocery Shopping Takes Off but Remains a Challenging Channel

  • Javelin Report
  • Date: June 26, 2019
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
2019 a breakout year for U.S. online grocery ordering. Mercator Advisory Group research report identifies key challenges and opportunities facing U.S. grocers and stakeholders.

How to Gain the Competitive Edge through Fintech as Payment Processors Merge

  • Javelin Report
  • Date: June 25, 2019
  • Author(s): Ginger Schmeltzer, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
This report provides a road map on how to work with fintech partners, outlines how to create an organizational framework to minimize operational risk, and offers product mananagement strategies to empower your teams to identify fintech companies...

2019 Annual U.S. Debit Market Data Review

  • Javelin Report
  • Date: June 22, 2019
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
New trends and events influencing the debit card market in the U.S.New research report is Mercator Advisory Group fourth annual review of the U.S. debit card market.

Trends in Global Regulations: Corporate Banking and Payments

The open banking era is upon us, but banking basics still need to be executed as financial institutions weave through the disruption.

16th Annual U.S. Closed-Loop Prepaid Cards Market Forecasts, 2018–2022

  • Javelin Report
  • Date: June 19, 2019
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Gift cards continue growth, with 2% compound annual growth rate forecasted through 2022. New research from Mercator Advisory Group shows which segments of the U.S. prepaid cards market will grow and which will shrink through 2022.

Intelligent Vending Technology in the U.S.: Reinventing an Industry

  • Impact Note
  • Date: June 18, 2019
  • Author(s): Ken Paterson
  • Research Topic(s): Merchant
Electronic payments moving vending machines out of the gumball era

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