What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Reports
U.S. Secured Credit Cards Market Forecast, 2017–2021: A Credible Product with a Dark Past
Secured credit cards: a path to financial inclusion Mercator Advisory Group releases a new research report on secured credit cards, a product that benefited from the CARD Act of 2009.
U.S. Mobile Payments Market Forecast, 2016–2025: Merchants Grow as Mobile Goes Mainstream
Mercator U.S. mobile payments forecast reflects lifestyle commerce. New Mercator Advisory Group research report explores opportunities for merchants using mobile payments apps as a sales channel.
15th Annual U.S. Open-Loop Prepaid Cards Market Forecasts, 2017–2021
Open-loop prepaid card loads resumed growth in 2017. New research from Mercator Advisory Group forecasts which segments of the prepaid market will likely grow and which decline through 2021.
Mobile Wallet Wars: A Battle for Consumer Loyalty
Since the launch of Apple Pay in 2014, payment providers, issuers, and merchants have been jockeying for position as the default payment method on digital devices. Apple Pay was quickly followed by Google Pay and Samsung Pay, yet the big three m...
Procure-to-Pay Convergence: Market Review and Vendor Comparison
Digital technologies are providing tighter, more seamless connections in the corporate cash cycle.Mercator Advisory Group reports continued convergence of the technologies supporting corporate cash cycle management toward a seamless procure-to-p...
Mobile Wallet Wars: How to Increase Your Customer Loyalty
Join Javelin as we discuss how financial institutions can benefit from focusing on loyalty and rewards programs to increase brand loyalty and gain top of wallet share.
U.S. Customers Shifting Their Shopping Channels and Preferences
Hint: It’s not quite what you might expect.
U.S. Faster Payments Forecast, 2017–2021, Update: The Consequences of Faster Payments
Faster payments services developing rapidly in the U.S.Mercator Advisory Group releases an update on the rapid progress of development of faster payment services in the United States.
Current Expected Credit Loss (CECL) Accounting: Radical Changes Ahead
Prepare for changes in credit card loss accounting as conservative requirements go live in December 2019.
In Search of a Profit: Falling ROA Sets the Stage for 2019 and Beyond
Issuers must be objective about their future in the credit card industry, particularly as top issuers’ returns plummet.