JAVELIN Assess Discusses Impact of False-Positive in the U.S.
San Francisco, CA, August 27, 2015: Fraud remains a serious danger in the U.S., but transactions wrongly declined due to suspected fraud — known as a “false positive” — may represent just as big a threat. Unfortunately for issuers, a false-positive decline can seriously erode customer loyalty and pushes many consumers to abandon the issuer or merchant connected with the erroneous decline. Today, JAVELIN released, Future-Proofing Card Authorization, which analyzes the prevalence of false-positive in the U.S and explore technological solutions — particularly EMV and mobile — that can help improve the relationship between consumers and the issuer or merchant.
JAVELIN Assess Apple Pay and Other Mobile Payment Providers as Incentive to Drive EMV Adoption
San Francisco, CA, August 20, 2015: As the EMV chip card replaces the magnetic stripe many consumers will be reaching for their new cards at the POS. Unfortunately, deterred by equipment costs, small and micro businesses have avoided upgrading their terminals. Because of the upcoming fraud liability shift in October, failure to upgrade will leave these businesses vulnerable to fraud costs. Today, JAVELIN released its first report from its new small business practice area. The report, Small Business EMV Readiness, assesses the readiness and current state of transition of small and micro merchants to EMV.
JAVELIN Explores Gamification Opportunities to Improve Consumer Security Behavior
San Francisco, CA, August 12, 2015: Even as concerns about privacy, fraud, and data breaches are saturating America, consumers continue to be reluctant to adopt strong security behaviors. Today, JAVELIN released, Strengthening Security Engagement with Gamification, which discusses how effective implementation of gamification can help change this trend by incentivizing consumers to adopt secure habits.