JAVELIN examines strategies for Banks and Billers to Rethink Digital Services for a Paperless World
San Francisco, CA, July 1, 2015: Digital banking is a way of life - 72% of bills are paid through online or mobile channels—but only, only 39% of statements are delivered digitally. The potential payoff to financial institutions and billers of closing this “digital commitment gap” is enormous, with $2.2B savings in next five years. Today, JAVELIN released Paperless Banking and Billing 2015: Closing the Digital Commitment Gap, which examines the state of paperless adoption today, explores strategies to target remaining holdouts, and delves into the ROI opportunities for financial institutions and billers.
JAVELIN Identifies Demographics of EMV Cardholders and the Need to Educate Consumers
San Francisco, CA, June 24, 2015: EMV has been widely perceived as more stick than carrot, with both issuers and merchants dragging their feet on the October 2015 readiness milestone. However, the actual state of EMV card penetration — and, more important, the extent of cardholder awareness — has been elusive. Today, JAVELIN released State of EMV Cardholders: Opportunities to Capitalize on the Halo Effect, which provides a diagnostic snapshot of the state of cardholder awareness of EMV, and looks at the differences (and similarities) between EMV cardholders and non-EMV cardholders
Javelin Strategy & Research Predicts Consumers Who Experience Both a Card Breach and Identity Fraud in the Same Year to Reach 8 Million by 2018
San Francisco, CA, June 11, 2015: Data breaches stole the spotlight in 2014 with a barrage of high profile retail breaches. Many of those breaches led to more identity fraud victims. Javelin announced its first forecast of the relationship between data breaches and fraud and made predictions of what is to come by 2018. Javelin Strategy & Research released 2015 Data Breach Fraud Impact Report, which explores the type of credentials that fraudsters will want to steal, the type of businesses that are most at risk for a data breach, and the magnitude of identity fraud by 2018.