Digital Lending Research

Optimize the stages of consumer lending with digital technology

Technology is reshaping the expectations and experiences of borrowers. Customers are being influenced by an ever-broadening set of digital interactions. As a result, expectations as to the quality and immediacy of the borrowing experience are rising. Javelin Strategy & Research provides strategic insights to clients who want to exceed the expectations of borrowers, helping them deliver a world-class digital lending experience.

As the mortgage industry transitions to a purchase market, lenders have a unique opportunity to reimagine the role of automated underwriting systems in the borrower qualification and product eligibility process.

Tech Enablement for Trusted Advisers

Javelin Report
Date: April 2, 2021
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
Digital originations help lenders engage with consumers earlier in the process of buying homes and cars. But even the most sophisticated lenders often struggle with extending these enhancements to professionals outside their organizations who are...

Digital Strategies for Direct Auto Lending

Javelin Report
Date: March 11, 2021
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
The digital direct channel offers a compelling alternative to traditional indirect auto finance. But auto lenders seeking to establish a presence in the digital direct channel will find an already crowded field of nonbank fintech lenders, one-stop...

Ginnie Mae’s First eNotes Create New Urgency for Digital Mortgages

Impact Note
Date: February 2, 2021
Author(s): Austin Kilgore
Research Topic(s): Digital Lending
The completion of Ginnie Mae’s first-ever mortgage-backed security comprised entirely of electronic promissory notes eliminates longstanding barriers to entry for eNotes and is an enormous step forward for broader industry adoption.

2021 Financial Industry Trends: Digital Lending

Video
Date: January 28, 2021
Presenter(s): Austin Kilgore
Research Topic(s): Digital Lending
Join Austin Kilgore, Director, Digital Lending as he walks you through Javelin’s predictions for the Digital Lending Industry. 
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