What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research


North America Commercial Card Market Review and Forecast, 2022-2027

Inflationary concerns and tighter money policies continue to affect business spending in the United States and Canada. This Javelin Strategy & Research report takes a look at the current environment for corporate card spending in North America a...

Emerging Payments: 2024 Trends and Predictions

2024 is the year when three broad emerging technologies will bring change to consumers. Although the pandemic pulled forward digital and touchless payments to many transaction types all at once, this was the adoption of technologies that had bee...

On the Horizon: Key Considerations for Banks Deploying into the Cloud

Cloud service providers are playing a larger role in payments, having moved beyond storing bank data into core services. But as cloud providers begin more efficiently processing payment methods and providing fraud mitigation powered by artificia...

20th Annual U.S. Closed-Loop Prepaid Card Market Forecast, 2023-2027

Closed-loop prepaid programs continue to emerge from the chaos of the COVID-19 era. In this annual report, Javelin Strategy & Research takes a look at the market for closed-loop prepaid programs across a range of categories and identifies a new ...

Commercial & Enterprise: 2024 Trends and Predictions

Albert and Ben will review their recently published report, 2024 Commercial and Enterprise Payments Trends, and discuss why Javelin has positioned these instruments as key areas to watch in the new year.

Digital Assets & Crypto: 2024 Trends and Predictions

2024 looks to be another pivotal year in the development of digital assets and cryptocurrencies. Join James and Joel as they review three key trends in the digital assets & crypto market.

The Continuing Case for Cryptocurrency in Cross-Border Payments

Cross-border payments—traditionally clunky, with opaque processes and fees and multiple potential points of failure—represent a massive opportunity for innovators and disruptors, and the cryptocurrency industry can claim both mantles. This Javel...

Credit, Debit, Prepaid: 2024 Trends and Predictions

Join Javelin’s Brian Riley, Elisa Tavilla, Jordan Hirschfield, and Sophia Gonzalez as they discuss upcoming trends.

Global Commercial Payments Growth and Fintechs: Partner, Buy, or Go Organic

Amid the rapid growth of payments flowing between businesses, enterprises in the payments space are looking for ways to grab market share while grappling with a host of challenges: lean staffs, high interest rates, and getting up to speed on new...

Tech & Infrastructure and Merchant: 2024 Trends and Predictions

Join Matthew Gaughan, Dan Keyes, and James Wester for a discussion on upcoming trends.

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