In The News

Equifax Reports Data Breach Possibly Affecting 143 Million U.S. Consumers

September 8, 2017

The Wall Street Journal -- Smaller financial institutions, including community banks, credit unions and online personal-loan lenders, are more vulnerable to the effects of this breach, said Al Pascual, head of fraud and security at Javelin...

Seven aftershocks of the Equifax breach: What bankers need to know

September 8, 2017

American Banker -- "Financial institutions and other similar businesses that rely on personally identifiable information are being confronted with an environment where all of this data is being bought and sold, fed by these types of events...

US banks missing digital opportunity with smaller businesses

September 7, 2017

CTMfile -- Javelin's Jacob Jegher said: “Small business account opening presents a tremendous opportunity for banks to demonstrate their omni-channel competence. Bankers should strive for a process that allows for seamless transition between...

Square Wants to Be a Bank, Sort of

September 7, 2017

Paybefore -- “If there ever was a case for a fintech [company] to receive an ILC charter, Square would be its poster child,” says Michael Moeser, director of the payments practice at Javelin Strategy & Research. Although critics like to...

5 Simple Steps To Protect Yourself From The Massive Equifax Data Breach

September 7, 2017

Huffington Post -- In Javelin’s 2012 Identity Fraud Report, LinkedIn users were twice as likely to report identity theft.

How Much Cash Do You Carry? See How You Compare

August 28, 2017

Nasdaq -- Michael Moeser, director of payments practice at the banking advisory firm Javelin Strategy, says that the growing usage of P2P payments is one reason people are carrying so little cash. Using P2P apps, people can easily split...

Where should mobile banking users put their money?

August 28, 2017

Bankrate  -- Reviews in the Apple Store and on Google Play could give you insight into what it’s like to have a particular mobile banking app. But Higdon says they tend to act as platforms for consumer complaints.  A better way to...

Your banker bot is always on call

August 28, 2017

Information Management -- Ultimately, success will depend on banks' ability to connect data on the back end, said Emmett Higdon, director of digital banking at Javelin Strategy & Research.

Identity fraud hits 'epidemic levels'

August 23, 2017

Cnet -- In the US, the recent 2017 Identity Fraud Study by analysts Javelin Strategy & Research also recorded a record high increase in identity fraud. Fraudsters managed to dupe two million more victims to steal a total of $16 billion...

Lowe's discovers an online scam involving nearly $275,000 worth of goods

August 23, 2017

Digital Commerce 360 -- Al Pascual, senior vice president, research director, Javelin Strategy & Research LLC, says because the suspects had goods from other retailers, they likely used the same techniques to obtain merchandise from each...