In The News

Buy now, bank later: Klarna's bold new business model in Germany

February 11, 2021

PaymentsSource- “The need for challenger banks to find profitability may also drive them to merge with BNPL to drive revenue diversification.” Read More

CFPB probe of Veno complicates PayPal’s plans

February 5, 2021

PaymentsSource- “The way Venmo collects the negative balances will most likely have to be adjusted to meet standards required of financial institutions in similar situations.” Read More

Payments pioneer’s vision: Use AI to link digital ID, banks

February 1, 2021

PaymentsSource- “The pace of the initiative is moving faster than expected ... and internationally payments continue to expand.” Read More

Retirees, Protect Yourself From Thieves Online

January 27, 2021

Kiplinger - [A freeze restricts access to your credit report, which most institutions require before approving a new account.] “It took me about 15 minutes to do.” Read More

When virtual money gets real

January 22, 2021

PaymentsSource- "The challenge is that from a regulatory perspective cryptocurrency is not a recognized currency. More moves from the SEC are necessary to make it easier for merchants to directly accept cryptocurrency. For tax purposes,...

As stablecoins gain footing, Circle sees a path to growth

January 15, 2021

PaymentsSource- "There are also some questions lingering following the OCC guidance. It doesn't provide guidance on operational risk or moving from a stable coin from being an asset to a currency." Read More

M&A in Australia reveals an anxiety over foreign payment empires

December 16, 2020

PaymentsSource- The investment and mergers in the Australian market are consistent with global trends in the past four years to connect payment networks to drive scale away from the U.S. regulatory hurdles of money movement, card interchange and the...

Model Portfolios Surging as Advisers Seek Quick Ways to Invest Client Money

December 4, 2020

The Wall Street Journal - “The [pre-vetted] models are road tested and designed by experts. They keep the adviser on the right side of regulations.” Read More

5 best mobile banking features that make your financial life easier

September 29, 2020

Bankrate - Chatbots are good for canned answers, whereas a virtual assistant is about providing more in-depth and detailed help.

Podcast | The mistakes banks make that open the door to fraud

September 14, 2020

American Banker - Fraud of all kinds has been spiking during the pandemic. There are many steps banks could be taking to detect and deter it.