What shapes consumer transactions and payment technologies, and where is it going?

Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.

Payments Research

Reports

Do State Payroll Card Laws Help or Hurt the Unbanked?

  • Impact Note
  • Date: April 2, 2020
  • Author(s): C. Brown
  • Research Topic(s): Prepaid
Have states’ rules on wage payments gone too far imposing overly burdensome regulations?

Increasing Payment Options to Maximize Bill Pay’s Potential

  • Javelin Report
  • Date: April 1, 2020
  • Author(s): Rachel Huber, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
This report will explore why most bill pay platforms today are not meeting consumer needs, how offering a variety of payment options can unify the bill payment process, and solutions that can help achieve a truly unified bill pay experience.

Payment Strategy Implications in a Pandemic

Concerns over the fallout from COVID-19, or coronavirus, are already being felt by consumers as global demand for goods and services is hampered by quarantines, supply chain disruption, and general consumer uncertainty. These events have both co...

The Current State of Real-Time Payments in the United States: Talking to the Providers

Positive momentum as real-time payment system connections grow among banks and third parties.Mercator Advisory Group’s new research report provides insights into the state of adoption of real-time payments and the RTP network in the United State...

2020 Javelin Trends

Javelin analysts share insights on what to expect as the banking industry enters the 2020.

The Canadian Credit Card Market

The Canadian Credit Card Market, a North American LeaderNew research report by Mercator Advisory Group focuses on Canada’s tradition of forming its payments market on a path appropriate to its market.

Cryptocurrency: A New Growth Segment for Prepaid Debit Cards?

  • Impact Note
  • Date: March 3, 2020
  • Author(s): C. Brown
  • Research Topic(s): Emerging, Prepaid
Cryptocurrency prepaid debit cards are the method of choice for spending cryptocurrency off the blockchain.

Merchant Mobile Apps: Much More Than Payments

  • Javelin Report
  • Date: February 28, 2020
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant, Prepaid
Merchant Mobile Apps Drive Consumer Adoption and Engagement. Mercator Advisory Group research report highlights key differentiating factors within merchant mobile app landscape.

E-Commerce Fraud Detection Solutions: Market Overview

Market overview of technology solutions to identify fraud across the entire e-commerce process.Mercator Advisory Group releases new research that categorizes 55 fraud platform suppliers from initial online contact through purchase and dispute ma...

Digital-Only Corporate Banks: Not Just Yet

The largest corporate banking institutions are creating robust digital solutions, but pure startup banks are looking at smaller business targets.

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