Press Releases

A Third of U.S. Retail Establishments to Accept Contactless Cards by 2019 in Second Wave of EMV

October 15, 2015

The shift to EMV in the U.S. is happening in parallel with the emergence of mass-market mobile payment initiatives, notably Apple Pay and Android Pay. There is a growing case for the introduction of dual interface mobile payments and contactless EMV...

Mobile P2P Projected to Skyrocket in the Next Five Years 180%

October 8, 2015

The rise of mobile banking and social media, especially among Millennials, is giving consumers the ability to “talk and transact” in the same conversation. To the chagrin of many bankers, sending money person-to-person (P2P) has also gone from...

False-Positive Card Declines Push Consumers to Abandon Issuers and Merchants

August 27, 2015

Fraud remains a serious danger in the U.S., but transactions wrongly declined due to suspected fraud — known as a “false positive” — may represent just as big a threat. Unfortunately for issuers, a false-positive decline can seriously erode customer...

Mobile Payments Could Increase EMV Adoption Among Small Businesses

August 20, 2015

As the EMV chip card replaces the magnetic stripe many consumers will be reaching for their new cards at the POS. Unfortunately, deterred by equipment costs, small and micro businesses have avoided upgrading their terminals. Because of the upcoming...

Game Design Strategies can Encourage Consumers to Adopt Best Security Practices

August 12, 2015

JEven as concerns about privacy, fraud, and data breaches are saturating America, consumers continue to be reluctant to adopt strong security behaviors. Today, JAVELIN released, Strengthening Security Engagement with Gamification, which discusses...

Mobile Imaging Creates an End-to-End Mobile Banking Experience

July 28, 2015

With the increase in use of mobile deposit and of mobile banking overall, financial institutions are closer than ever to connecting the dots with 360° mobile banking experience. Today, JAVELIN released, Mobile Imaging: Creating an End-to-End Mobile...

Post-Breach Complimentary Identity Protection Services: Do they Really Benefit Consumers?

July 16, 2015

Pressure from consumers, media, and governments has contributed to make the offer of complimentary identity protection services all but inevitable following any major breach. While this may be hailed as a positive step, with companies offering a...

JAVELIN Predicts Mobile Online Shopping Will Top $217 Billion by 2019

July 9, 2015

While mobile proximity payments are just beginning to take off, mobile online retail payments made through apps and mobile browsers form a much more mature market. For every dollar spent through mobile proximity payments, $19 is spent through mobile...

Banks and Billers Slated to Save $2.2B in Paper Statement Delivery Costs by 2020

July 1, 2015

Digital banking is a way of life - 72% of bills are paid through online or mobile channels—but only, only 39% of statements are delivered digitally. The potential payoff to financial institutions and billers of closing this “digital commitment gap”...

EMV Card Distribution Does Not Equate to EMV Cardholder Awareness

June 24, 2015

EMV has been widely perceived as more stick than carrot, with both issuers and merchants dragging their feet on the October 2015 readiness milestone. However, the actual state of EMV card penetration — and, more important, the extent of cardholder...