Press Releases

JAVELIN Predicts Mobile Online Shopping Will Top $217 Billion by 2019

July 9, 2015

While mobile proximity payments are just beginning to take off, mobile online retail payments made through apps and mobile browsers form a much more mature market. For every dollar spent through mobile proximity payments, $19 is spent through mobile...

Banks and Billers Slated to Save $2.2B in Paper Statement Delivery Costs by 2020

July 1, 2015

Digital banking is a way of life - 72% of bills are paid through online or mobile channels—but only, only 39% of statements are delivered digitally. The potential payoff to financial institutions and billers of closing this “digital commitment gap”...

EMV Card Distribution Does Not Equate to EMV Cardholder Awareness

June 24, 2015

EMV has been widely perceived as more stick than carrot, with both issuers and merchants dragging their feet on the October 2015 readiness milestone. However, the actual state of EMV card penetration — and, more important, the extent of cardholder...

Point-of-Sale Card Fraud Predicted to Decrease as Card Not Present and New Account Fraud Increases

June 11, 2015

Data breaches stole the spotlight in 2014 with a barrage of high profile retail breaches. Many of those breaches led to more identity fraud victims. Javelin announced its first forecast of the relationship between data breaches and fraud and made...

10 Time-Tested Personal Finance Principles Can Transform Digital Banking

June 4, 2015

Digital banking can be constructed to influence what consumers spend, save, borrow, invest, insure, yearn to achieve, and even what they earn. The challenge is to integrate personal finance principles into the online and mobile banking experience....

Mobile Leads as First Banking Screen of Choice for 1 in 4 U.S. Consumers

May 28, 2015

Driven by the adoption of smartphones and tablets, the U.S. banking system has reached an important crossover point where the number of weekly mobile bankers now equals to number of weekly branch bankers. “Mobile first", consumers-- that is, those...

iPhone Owners Dominate Commerce at Point of Sale Over Android

May 7, 2015

By 2019, mobile proximity payments make up a mere 1% of all retail transactions, compared to total online payments at 9%. Mobile proximity payments are payments made by consumers at the physical point of sale using a mobile device, usually a...

Banking Notifications Must Differentiate from Growing Clutter of Nonbank Apps

May 4, 2015

 The meteoric growth of smartphone and tablet adoption and the highly touted Apple Watch rollout are propelling momentum for push notifications to be central in consumers’ lives sooner than many expect. 

Identity Protection Direct-to-Consumer Services Reach $1.4B in a Year Ridden with Data Breaches

April 22, 2015

The past two years have brought a notable transition in the fraud landscape of the U.S. with massive data breaches at big-name retailers. In 2014, 2.5 times more consumers were notified that their personally identifiable information had been...

Real-Time Payments on the Horizon for the U.S.

April 20, 2015

The Federal Reserve made a call to action for revamping or rebuilding the U.S. payments ecosystem to deliver a world-class real-time payment network. While the United States has lagged in enabling real-time payments in the past, this new edict could...