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Monetizing Real-Time Payments

  • Impact Note
  • Date: April 15, 2022
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit
U.S. payments industry participants are largely in agreement that faster and real-time payments are part of the industry’s evolution. While integration projects to prepare for these new payment types are moving forward with only the slightest co...

How Payments Can Drive Better Loyalty and Rewards Programs

  • Javelin Report
  • Date: April 14, 2022
  • Author(s): Don Apgar
  • Research Topic(s): Merchant
New research from Mercator Advisory Group examines the role of payment data and explores current trends in loyalty programs.

M&A Transactions in 2021 & 2022: The 40+ Deals That Are Changing the Payments Industry

  • Javelin Report
  • Date: April 14, 2022
  • Author(s): Daniel Keyes, Marco Salazar
  • Research Topic(s): Tech & Infrastructure
The “megadeals” of 2019 got the attention in the payments industry, but it’s a host of other transactions in 2021 and early 2022—more than 40 in total—that have the potential to push industry giants into new segments and bolster technological ca...

Robo Nation: The Threat of Communication-Based Fraud

Consumers are unable to escape the increasing surge of robocalls, scam texts and phishing emails that were heightened by the pandemic and continue on an upward trend. But communication-based fraud is about more than just causing aggravation for ...

Drain Data Lakes to Fill Rivers and Build Harbors with Sensitive Data

Financial services companies are increasingly faced with data overload, and the problem is only getting worse, as increasing amounts of sensitive consumer and corporate data reside on multiple servers and applications across enterprises. Unfortu...

A Strategic Framework for Selecting a Small-Business Digital Banking Platform

Banks face some tough sledding in the decade ahead if they don’t overhaul their business digital banking strategy. Rising non-bank companies are encroaching on the territory of traditional banking and payments services for small businesses, to t...

Consumer Payment Choice: Understanding Debit Card User Preferences

  • Javelin Report
  • Date: April 1, 2022
  • Author(s): Laura Handly
  • Research Topic(s): Debit
New report from Mercator Advisory Group provides an in-depth analysis of consumer preferences for debit transactions across demographics and use cases.

How to Hit the Digital Banking Sweet Spot for Sole Proprietors

Banks are missing the mark with sole proprietors, gig workers, and freelancers who have particular business banking needs that aren’t being met by the more comprehensive solutions favored by larger businesses. By aiming “tweener” products at the...

Card Networks Are About to Raise Merchant Fees But Not Without Consequences

Mastercard and Visa are set to raise merchant fees on card transactions next month, but businesses, already struggling with tight margins as the pandemic continues, are in no mood to accept the fee increases without a fight. Learn why Mastercard...

The Cost of Fraud: B2B Payments Experience 10% Increase During the Pandemic

New research from Mercator Advisory Group explores increasingly sophisticated trends in commercial payments fraud and provides fraud prevention strategies.
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