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Credit Card Account Forbearance: Not Forgiveness and Not Forever

  • Impact Note
  • Date: December 22, 2020
  • Author(s): Brian Riley
  • Research Topic(s): Credit
Payment holidays helped consumers get through unexpected credit risk during the pandemic, but before long it will be time to pay the piper. Suppressed delinquency volume makes risk appear under control, but the day of reckoning will soon be at h...

Digitizing the Notary Process

  • Javelin Report
  • Date: December 22, 2020
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
This report examines the status of RON legislation around the country and the hurdles to adoption. It also assesses consumer preferences for executing loan documents and the business justifications for investing in remote closing technologies.

Optimizing Digital Auto Lending to Overcome the Captive Advantage

  • Javelin Report
  • Date: December 22, 2020
  • Author(s): Austin Kilgore
  • Research Topic(s): Digital Lending
This report examines new models for auto lending and leasing, how market newcomers are attracting consumer interest, and how the relationships among dealers, lenders, and consumers are evolving.

Debit Card Trends in the Asia-Pacific Region

  • Javelin Report
  • Date: December 21, 2020
  • Author(s): Sarah Grotta
  • Research Topic(s): Debit, Global
Mercator Advisory Group Releases New Research, Debit Card Trends in the Asia-Pacific Region Mercator Advisory Group releases a new research report that examines how financial inclusion, payment legacy, COVID-19, the regulatory environment and o...

Get Paid First: Delinquency and the Financially Distressed

  • Javelin Report
  • Date: December 16, 2020
  • Author(s): Rachel Huber, Krista Tedder
  • Research Topic(s): Tech & Infrastructure
This report will provide insight as to which consumers are struggling to pay, identify payment preferences, and outline progressive collection strategies that will make the consumer want to pay back the loan before paying other debt

Rethinking Disaster Recovery

This report reviews the challenges that financial services companies experience from a technological and organizational point of view, with an emphasis on recommendations to minimize the adverse impacts of restoring normal business continuity af...

Cryptocurrency Landscape Overview

  • Impact Note
  • Date: December 15, 2020
  • Author(s): Tim Sloane
  • Research Topic(s): Emerging
After the initial hype, and the inevitable slump, cryptocurrencies are once again gaining mainstream attention.

Simplifying Cash Flow for the Kitchen-Table CFO

Javelin’s user experience review provides examples of both challenges and promising approaches from Bank of America, BBVA, Chase, HMBradley, Huntington Bank, Morgan Stanley, One, PNC Bank, USAA, and Wells Fargo.

2021 Outlook: Merchant Services

  • Impact Note
  • Date: December 11, 2020
  • Author(s): Raymond Pucci
  • Research Topic(s): Merchant
Online Is King and Digital Ways Reign

How FIs Can Still Win in the Small-Business Expense Management Market

In this report, Javelin provides an overview of expense management product adoption among business owners, key functionality in the market, the landscape of industry players, and the significant impact these products could have on small-business...
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