In The News

Battling ID Fraud With Behavioral Biometrics

July 20, 2020

Bank Info Security - If you are authenticating some physical documents that are being presented to you and then you are benchmarking and analyzing the customer's digital behavior when they are with you in a digital banking transaction,...

Will Ginnie’s digital mortgage push give e-note use critical mass?

July 20, 2020

National Mortgage News - "Ginnie Mae allowing lenders to use e-notes removes one more barrier to entry that mortgage companies that want to take advantage of this technology face."

Amex’s Accertify adds digital ID risk-scoring

July 17, 2020

PaymentsSource - Fraud losses from identity theft last year rose 72% in 2019 over the prior year.

Amazon's latest assault on grocery stores is high-tech and low profile

July 14, 2020

PaymentsSource - Seventy-seven percent of consumers say they will try a new technology only after their friends try it or after it’s been available for a long time. By letting consumers observe and see the technology in addition to their normal...

As merchants struggle, acquirers focus on helping without selling

July 6, 2020

PaymentsSource - Local lenders in particular, such as community banks and credit unions, will have a local presence and expertise that can help them interact with small businesses.

Identity fraud is soaring. Here's how one lender is attacking it

July 2, 2020

American Banker - One of the main culprits for the soaring ID fraud numbers last year was a spike in account takeovers, a high-impact kind of crime that takes fewer victims to add up to big money. Account takeover is really difficult. In 2015,...

Payment facilitators struggle with risk of pandemic payments — would banks do better?

June 25, 2020

PaymentsSource - Online payments, both in-browser and in-app, have higher fraud loss and dispute rates than in-person payments, according to Javelin Strategy & Research, which is monitoring the impacts of a move to digital in a short time...

Neobanks catering to self-employed see influx during pandemic

June 23, 2020

American Banker - “A lot of these guy [neobanks] are filling in where banks have dropped the ball. Banks haven’t innovated in small-business banking for a long time.” – Ian Benton

How to Shop Online Safely During the Pandemic

June 19, 2020

Consumer Reports - “While we can shop from home, [cybercriminals] can steal from home, too,” says Krista Tedder, Javelin’s director of payments.

Starbucks’ coronavirus plan demonstrates the future of fast food

June 15, 2020

PaymentsSource - Many of the top shopping experiences consumers are adopting over the past year are limited or no-contact, or a hybrid of digital and physical. Javelin Strategy & Research reports 40% have tried self-scan checkouts, 26% buy...