Javelin Research

This report includes a market-sizing and forecast of tablet bankers, tablet adoption, and tablet operating systems in the U.S., examines consumer behavior and preferences, and makes recommendations for a comprehensive tablet strategy.

Data Breaches: How Do Consumer Perceptions Affect Merchants and the Financial Industry?

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Date: June 25, 2014
Author(s): Al Pascual
Research Topic(s): Fraud Management
Years of complacency among businesses regarding data breaches were shattered in 2013 with the Target breach getting into the crosshairs of the media. With the connection between data breaches and identity fraud growing with nearly 1 in 3 data-...
The foundation of compelling PFM will be built on privacy, simplicity, and control, while other features can be sculpted to suit targeted consumers. In this report, Javelin also identified how to tailor PFM to Moneyhawks, wealthy consumers based on...

Prepaid Cards and Mobile Payment Readers Change the POS Payment Stream through 2018

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Date: June 12, 2014
Research Topic(s): Payments
The retail point of sale (POS) market is rapidly changing as cash and check are increasingly losing favor with consumers and merchants and are quickly being replaced by plastic cards and alternative payments
Gen Y consumers will earn 46% of the income in the United States by 2025. Despite their potential, the young Americans in Gen Y are often misunderstood by financial services providers or — worse yet — ignored. This whitepaper dispels the three...
Through an examination of the experiences and perspectives of consumers, and by contrasting two of the most prolific data breaches in U.S. history, Javelin has gleaned important lessons for stakeholders.
This report examines the financial behaviors and habits of underbanked and unbanked consumers---highly mobile, younger group of consumers-- and identifies recommendations for best practices to reach this consumer segment.

Roadmap to a Profitable Future: Smartphones, Tablets, and Mobile Banking From Today to 2018

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Date: May 21, 2014
Research Topic(s): Mobile & Online Banking
It’s no secret that smartphone and tablet adoption is skyrocketing, with mobile banking adoption following in the wake.
This report evaluates the actual and forecast changes in the retail POS market, tracking payments mix data from 2012 through the forecast year of 2019 and identifying key drivers of market change.

The State of EMV: Fact or Fiction

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Date: May 7, 2014
Research Topic(s): Payments, Fraud Management
The U.S. EMV roadmap has existed since 2012, providing the payments industry with plenty of time to prepare for the transition from magnetic stripe cards to smart cards.


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